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Mortgage stress: not as bad as you might think
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The threat of a house price collapse is at the heart of recent talk of an Australian housing bubble, worrying home owners, regulators and the government.
But when you look at the three charts Rod Maddock has put together on mortgage stress, it seems that Australians aren’t overreaching their finances as much as you might think.
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Jenni Henderson
Editor, Business and Economy
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Top story
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Data from the Australian Prudential Regulation Authority (APRA) reveals the average balance on housing loans has barely trended upwards over the last five years.
Tracey Nearmy/AAP
Rodney Maddock, Monash University
When you look at the data (in three charts) on mortgage stress, the systemic risk of people not being able to repay their home loans appears small.
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