Your Financial Guide - Northern Guide Financial Services Kelly Wealth Services
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Welcome to Your Financial Guide - November 2016

We are well and truly in Christmas Countdown. 

Read on for details about the Centrelink changes in January 2017, The U.S. Election and its expected impact, SMSF Borrowing, KWS Office Christmas closure dates and the full Mortgage Focus newsletter from Lainie.

Lots of great info - grab a cuppa and relax!

Kindest regards,

Brent Kelly and The Kelly Wealth Services Team

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"Success doesn't happen overnight.
Keep your eye on the prize and don't look back"
-Erin Andrews

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What's New

 

It's nearly Christmas!

Christmas is approaching and 2017 is right around the corner.

We will be closing our office as usual, for the Festive Season.  Our last day will be Friday 23rd December 2016 and we will return on Monday, 9th January 2017.

This is also a very busy time for Lenders.  If you are hoping to be in your new home before Christmas, I urge you to seek assistance now.  Applications will need to be submitted in the next two weeks to allow sufficient time for processing.  Good luck!


 

MONEY GUIDE

 

Centrelink Changes Jan 2017

For those over age 65 and receiving the Aged Pension, changes are being implemented from January 2017 that will impact the majority of you receiving fortnightly pensions.

There are ways to reduce the reduction or regain the pension soon after.  Please do get in touch if you have any queries or concerns.

Read on........


 

lending guide

 

Mortgage Focus

Conditions are great for home buyers and borrowers! Are you ready to tackle all the excitement of our very busy Spring property markets?

In this issue....

  • 5 Business Professionals worth their weight
  • What to know about Interest Only home loans
  • Established or new?

Do you have more month and the end of your money??

Is it time to check your loan facility  – do you want to pay less interest each month?

Are you unhappy with your current Bank or loan facility?
Lainie can assist with a Mortgage Health Check

Read on - Mortgage Focus NOV2016


 

STRATegic guide

 

Self Managed Super Fund Borrowing

Borrowing inside your Self-Managed Super is still a reasonable strategy but the regulators may be tightening the rules regarding the strategy.

Read on.....


 

WEALTH GUIDE

 

The US election and the potential impact

This 2 horse US Election race has been one of the most controversial in history.  It certainly has not been pretty and the outcome means so much.


We have two view points on the potential impact on world and Australian markets and economy.  

Read on......Article - Fidelity US Division

Watch........  Video  - AMP


 

Address: Suite 7, Level 2 Florence House, 26 Florence Street, Cairns QLD 4870  |  View Map
Phone: (07) 4041 2055  |  Website: www.kellywealth.com.au  |  Email: admin@kellywealth.com.au

DISCLAIMER: This information was prepared by Brent Kelly as part of Northern Guide Financial Services Pty Ltd trading as Kelly Wealth Services. Northern Guide Financial Services Pty Ltd is an Authorised Representative of Magnitude Group Pty Ltd AFSL 221557. Kelly Wealth Services advisers are authorised representatives of Magnitude Group Pty Ltd trading Magnitude Group ABN 54 086 266 202 and operates under Australian Financial Services Licence No. 221557, and is a part of the BT and Westpac groups.

NGFS Lending Pty Ltd trading as Kelly Wealth Lending Services is an Authorised Representative of Acceptance Finance Pty Ltd ABN 62 953 405 689 and operates under Australian Credit Licence #391715.

General advice and general educational information in this newsletter has been prepared as an overview or summary only and it shouldn't be considered a comprehensive statement on any matter or relied up on as such. It has been prepared without taking into account your objectives, financial situation or needs. Before acting on the advice, consider its appropriateness to your objectives, financial situation and needs. By accessing and viewing this newsletter you agree to be bound by the Terms and Conditions of this newsletter.

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