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Hi ,

Welcome to 2012, we sure hope it's your best year yet!

Over the christmas break we've been very busy finalising our recent change of dealer groups to Fortnum Financial Advisers. We want to use this opportunity to thank you for your patience through this transition and assure you, we're back to business as usual.

We are pleased to provide you with this initial edition of Spark, the new magazine for clients and friends of the firm. We have included below some articles specific to the financial planning world. However, feel free to flick through the rest of the magazine to read articles such as kikki.K founder turns paper into money; capture lifetime customers this christmas; The Hills Golf Course; plus tips on making money, marketing and weight loss.

We looking forward to another year guiding you in the right direction.

	New Dobbrick Financial Services Website Over the past few months we've been busy working with our web developers, Piper Digital Marketing to put together our new website. We love our new web presence and hope you do too. Part of our new site includes a blog , we will be updating this regularly with timely market updates and interesting articles we find along the way. So either 'like' our facebook page or check back with our blog from time to time to get the latest news and updates.
	More to life insurance than just selecting the amount Its important, not only to select the right amount of life insurance for your situation, but to own it in a way that the proceeds of the insurance are paid in accordance with your wishes.
	The right investor behaviour for testing times "According to Ben Graham, optimism is at its most dangerous when it leads to the purchase of low quality shares in favourable business conditions."