Editor's note

Women entrepreneurs in Tanzania aren’t benefiting from bank and microfinance loans. This is generally taken to mean that there is a shortage of supply – that banks aren’t offering loans to this group of business people. But, writes Vanessa Naegels, the problem isn’t that there aren’t loans available. It’s that women running small businesses have a very jaundiced view of the loans on offer, and prefer not to take them up.

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Sibonelo Radebe

Business + Economy Editor

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Research suggests that women enterprises in Tanzania are shy to take up business loans. Shutterstock

Why Tanzanian women entrepreneurs don’t apply for formal loans

Vanessa Naegels, Katholiek Universiteit of Leuven

Women-owned small business in Tanzania stay away from formal loans because of their negative beliefs about loans.

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