Editor's note

Australia is in the midst of a bushfire crisis that will affect local communities for years.

And as, Chloe Lucas, Christine Eriksen and David Bowman write today all too often the disaster of having your home and possessions razed by fire is followed by the disaster of realising by how much you are underinsured. Their research on underinsured bushfire survivors highlights that the consequences aren’t just personal. They potentially harm local communities permanently, as those unable to rebuild move away.

And Tony Walker argues that Prime Minister Scott Morrison would do himself a favour by advancing a credible climate and land management policy that ensures the country is better prepared when the next disaster strikes.

Tim Wallace

Deputy Editor: Business + Economy

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The consequences of underinsurance aren’t just personal. They potentially harm local communities permanently, as those unable to rebuild move away. Dean Lewins/AAP

A crisis of underinsurance threatens to scar rural Australia permanently

Chloe Lucas, University of Tasmania; Christine Eriksen, University of Wollongong; David Bowman, University of Tasmania

One lesson from Australia's past bushfire disasters is that too many homes are underinsured. But it's a lesson we've failed to learn.

Scott Morrison’s response to the bushfires has been roundly criticised as being too slow and out of touch. James Ross/AAP

Listen to your people Scott Morrison: the bushfires demand a climate policy reboot

Tony Walker, La Trobe University

As the bushfire crisis worsens, the prime minister's fallback positions on climate change and lack of urgency on a federal disaster plan are no longer tenable – the public is demanding more.

Hazard reduction burns reduce bushfire fuel loads, but the current approach is not working. Mick Tsikas/AAP

There’s only one way to make bushfires less powerful: take out the stuff that burns

Rod Keenan, University of Melbourne

Relatively little has changed since the Black Saturday tragedy. It is as though Australia suffers amnesia when it comes to bushfire preparedness.

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