Oh, hello, holiday time. One of my favorite times of year, and not just because it's socially acceptable to eat as many cookies as humanly possible. Of course, we've always been apt to going over the top for the holidays and getting way too excited about singing Jingle Bells at the top of our lungs in a random bank (yes, this happened actually happened last year). But there's another element to the holiday season that I especially like, and that's the opportunity we have to reflect on the last year and think about what we'll be doing in the coming year. We've certainly been dealt our share of challenges this year, and yet we continue to have a strong spirit and will.

As we head into 2016 with more lessons learned and a stronger bond as a team, it has been absolutely inspiring to see the strength, positivity and wisdom that can be present in people's attitudes through hard times. While at this point, things are looking increasingly good for us as we move toward next year, who knows what the future holds? For me, it’s exciting to know that no matter what tomorrow brings, we'll have a great time because we find joy in working together. I can't wait to see what's yet to come our way. We hope that you share our hope and optimism for the future, and we'd love to hear about how your experiences have shaped your attitudes positively as we all barrel towards 2016.

– Eric Zanol, &yet CEO