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	Competition

Picnic in Paradise this summer

Win a copy of the Tasmanian book, Picnics in Paradise

To make your February that extra bit special, we have 10 tasty treats to give away this week. Each pack includes a copy of Picnics in Paradise and a Red Kelly's BBQ and Sunday Roast seasoning.

To go into the draw, all you need to do is answer a simple question: How do you save a little extra money for your next holiday?

Enter Today!


	Community

Summer fitness motivation

Conquer the bridge this February!

There is less than 2 weeks to go until the 2016 B&E Hobart Run the Bridge, Sunday 14 February (Valentines Day).

An iconic course ... the Hobart Run the Bridge course takes in some of Hobart's most notable landmarks starting at Bellerive Oval, travelling through Bellerive and Clarence, then across the Tasman Bridge and finishing right in the heart of Hobart at Salamanca.

Enter Online


	Personal

Keep debt under control next Christmas

Don't let the festive season drive you into debt

We all know Christmas is a time of spending, but there is no need to let it get out of hand. Here's a few tips to help keep you in the black next Christmas.

Plan ahead: Reduce the likelihood of over spending next Christmas by opening a Christmas Saver account. This encourages you to deposit money on a regular basis, which you can then access from November 1 through until the end of December, in time for the festive season.

Prepare a budget: The best way to save money ahead of time is to prepare a budget. Our handy online Budget Planner can assist with planning your finances for the year ahead. You can enter your income and expenses for the year and work out where to cut back to save for the festive season. Remember to include your loan repayments in your budget.

Credit Cards: If you're tempted to use your credit card, don't forget to factor the repayments into your budget. If you're planning on paying the minimum amount due, be mindful of the interest rate that applies.

For further advice, call us on 1300 306 716 or drop into your local branch.

Find out more


	Personal

Wave goodbye to upfront fees!

Save up to $650 when you apply for a new B&E home loan

For a limited time only we are waiving the application fees on all owner occupied loans where the Loan to Valuation Ratio is ≤80% saving you $650*.

Not sure which of our home loans is best for you? Use our home loan comparison table to find the home loan that best suits you.

Find out more about this limited time offer on our website.

*Terms and conditions apply.

Find out more


	Personal

Highlighting online safety

Tips for staying safe online

Online shopping is an easy, convenient and often cost-effective way to shop.

However, it's important to be aware of the risks and to take steps to safeguard your personal and financial information to reduce the risk of fraud.

Taking basic precautions to protect your personal information through the use of reputable anti-virus products, keeping your computer's operating system up-to-date and not clicking on links contained in unsolicited emails, will reduce the chance of your information being compromised.

The Stay Smart Online website has easy to follow tips to minimise the risks, to ensure your shopping experience is memorable for all the right reasons.

Check out our smart, safe shopping tips here.

Shop Online Safely


	Latest Offers

Get Smart

With our app you can transfer funds, check balances and pay bills. All at the touch of a button.

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Low rate, no frills

We've stripped back the frills on our FlexiDiscount home loan so all you get is an impressive rate.

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Save smart for Christmas

Get ahead for next year and turbo boost your Christmas shopping power - start today!

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The information contained in this newsletter is general advice only and does not take into account your individual objectives, financial circumstances or needs. Before acquiring any financial product, you should check if it is suitable for your needs and where appropriate seek independent advice. You should also read the appropriate Product Disclosure Statement (PDS) available at any B&E branch or via our website - www.b-e.com.au. ABN: 32 087 652 088 | AFSL & Australian Credit Licence: 236870