Thanks to the fossil fuel divestment movement, more than US$11 trillion has been shifted away from oil companies. That’s a lot of money – almost four times the UK’s GDP. But before you add your shares to the mix, or join one of the many groups around the world pressuring institutions to do the same, you might want to read this first.

The divestment movement targets private oil companies – but these only produce 10% of the world’s oil. Without addressing the still rising global demand for fossil fuels, says energy market expert Stefan Andreasson, divesting will merely transfer power to state-run oil companies – which have higher carbon footprints, and are less committed to addressing the climate crisis. As a result, divestment may increase emissions, not lower them. But there are other ways to tackle the problem, including scrapping fossil fuel subsidies and putting a price on carbon, which would impact both private and state companies.

Staying with investment worries, we look at how giving over-55s the freedom to cash out their pensions early could be costing them billions. And if Donald Trump’s impeachment hearing has got you wondering what quid pro quo really means and where it comes from, wonder no more.

As the UK general election campaign continues, our experts take a look at Conservative sums for the NHS – do they add up? And read why the tax and spending promises of the Conservatives and Labour leave the electorate with a choice: low-tax, individualism or generous state with unknown price tag.

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