| September 2016 | Who We Are | What We Do | Contacts | ||||||||||
Welcome to the September edition of Your Financial Guide for 2016 This month we cover reverse mortgages, explaining comparision rates and discuss 'panic selling' of investments and their effects. And Brent is taking on the Cardiac Challenge again - your support is always greatly needed and appreciated. Happy reading. Kindest regards, Brent Kelly and The Kelly Wealth Services Team _____________________________________________________
"The Biggest secret in financial success or success in any endeavor is to think further ahead than most people do" ___________________________________________________ |
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What's New |
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The Annual Cardiac ChallengeBrent Kelly is competing in the Cardiac Challenge again! The three-day, 333-kilometre ride attracts people from all walks of life and raises essential funds for the Cardiac Unit at the Cairns Hospital.
YES!! I want to SPONSOR |
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MONEY GUIDE |
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What is a comparison rate and why is it different to the advertised rate?A recent survey has revealed that the vast majority of Homebuyers could be missing out on the best loan product for them due to having a low level of financial literacy. The National Mortage survey, found that fewer than one in three Australians understood what was meant by a home loan "Comparison Rate". |
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lending guide |
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Mortgage Focus
Are you unhappy with your current Bank or loan facility? Lainie can assist with a Mortgage Health Check Read On – Mortgage Focus SEPT 2016 |
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STRATegic guide |
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What is a reverse mortgage?It is a mortgage used by retiree's to help improve their retirement lifestyle using home equity. The loan can be taken as a lump sum or as a regular income stream. |
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Investment Guide |
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How panic selling affects long-term returnsSelling investments during market corrections can help investors avoid the immediate effects of volatility. But as Bernie Scozzafava of Eaton Vance writes that this kind of panicked selling may well be worse than waiting out market weakness...... |
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Address: Suite 7, Level 2 Florence House, 26 Florence Street, Cairns QLD 4870 | View Map
Phone: (07) 4041 2055 | Website: www.kellywealth.com.au | Email: admin@kellywealth.com.au
DISCLAIMER: This information was prepared by Brent Kelly as part of Northern Guide Financial Services Pty Ltd trading as Kelly Wealth Services. Northern Guide Financial Services Pty Ltd is an Authorised Representative of Magnitude Group Pty Ltd AFSL 221557. Kelly Wealth Services advisers are authorised representatives of Magnitude Group Pty Ltd trading Magnitude Group ABN 54 086 266 202 and operates under Australian Financial Services Licence No. 221557, and is a part of the BT and Westpac groups.
NGFS Lending Pty Ltd trading as Kelly Wealth Lending Services is an Authorised Representative of Acceptance Finance Pty Ltd ABN 62 953 405 689 and operates under Australian Credit Licence #391715.
General advice and general educational information in this newsletter has been prepared as an overview or summary only and it shouldn't be considered a comprehensive statement on any matter or relied up on as such. It has been prepared without taking into account your objectives, financial situation or needs. Before acting on the advice, consider its appropriateness to your objectives, financial situation and needs. By accessing and viewing this newsletter you agree to be bound by the Terms and Conditions of this newsletter.