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Investment Alternatives to Reduce Portfolio Risk
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By Jason M. O'Dell MS, CWM, and Andrew Taylor, CFP®, of OJM Group.
If you are like most investors, you have significant concerns about the global economy. The financial crisis of 2008 remains fresh in the minds of affluent Americans, even though our stock markets have come back. Sluggish growth has inhibited job creation and the recovery has been slower than anticipated.
Central banks and governments throughout the globe have implemented an array of measures to stimulate growth in their respective local economies. The financial markets have responded favorably to a four-year trend of government spending. However, the days of artificial stimulus will have to come to an end at some point in the near future. Once the market’s safety net is removed, volatility will return and global economies will have to stand on their own. For these reasons and many others, it is essential that well-informed investors adjust their investment behavior accordingly. This article touches on a few ideas.
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Income Investing: Is it Time to Pull the Plug on Bonds?
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Income Investing: Is it Time to Pull the Plug on Bonds?
The financial media has collectively thrown their hands in the air. After three years of repeatedly asking when the next stock market bubble is going to occur, the realization has set in that there is a need to cover a fresh topic. Ratings have declined substantially among many of the popular financial news programs as equity markets have soared. There is an element of truth to the phrase "negativity sells" regarding ratings in the world of media. Predictions of a bond bubble have returned with a vengeance. We would like to take a moment to help you differentiate reality versus sensationalism.
Rumors have intensified, suggesting the Fed is going to slow or potentially halt the $85 billion monthly bond purchase program in response to the four-year bull market for U.S. equities. Economists at some of the largest firms on Wall Street predict a slowing of the bond buying program as early as late summer. Some of the most respected fixed income managers in the business have recently stated that they have shortened the maturity of their bond portfolios in anticipation of rising rates.
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Market Statistics*
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MAY |
YTD** |
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S&P 500 Index |
2.34%
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15.37%
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MSCI EAFE Index |
-2.27%
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8.65%
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MSCI Emerging Markets |
-2.53%
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-3.51%
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Russell 2000 |
4.00%
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16.46%
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Barclays Int US Gov/Credit Index |
-1.13%
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-0.45%
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DB Commodity Index |
-1.52%
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-6.77%
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* All returns include dividend reinvestments. Source: Bloomberg, LP.
** Year to date through 05/31/2013.
This report is provided for informational purposes only. The report has been compiled with information from third-party sources that OJM Group deems reliable; however we cannot guarantee the accuracy of such information. The account statements you receive from the custodian of your assets is the official record of your account and we encourage you to compare and verify the balances on this statement with the balance information on the statements you receive from the account custodian. OJM Group is a registered investment advisor.
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WEBINAR: Best Practices in Practice and Personal Asset Protection Planning
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Medical practices and individual physicians both face significant liability risk – for medical malpractice, but also as employers, holders of private health information (HIPAA), real estate owners, parents of teenage drivers, etc. Many of these principles can apply to non-medical business owners as well.
This presentation is currently live at www.ojmgroup.com and will explain common liability traps, dispel common myths about asset protection and identify the "Best Practices" in the following areas:
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Using the proper entity or entities for the practice
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Shielding accounts receivable, real estate, equipment and other business assets from lawsuits
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Shielding cash flow
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Protecting personal assets, including qualified plans, IRAs, the home, and liquid investments
Click here to view this webinar now!
This webcast will be presented by OJM Group Principal, David B. Mandell, JD, MBA. Mr. Mandell is a co-author of For Doctors Only; A Guide to Working Less and Building More, as well as numerous other books and articles on financial planning, wealth management and asset protection strategies for physicians and business owners. Mr. Mandell can be reached at mandell@ojmgroup.com or by calling 877.656.4362.
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