Consumer group Choice’s writing on the subject on how health funds rip off their clients with extras cover makes compelling reading.
Below is a link to the Choice Magazine article, “Do you need extras health insurance” and then, “So should I drop my extras cover?”
https://www.choice.com.au/money/insurance/health/articles/do-you-need-extras-health-insurance
Avoid comparative websites. They earn commission from churning people from one health insurance fund to another.
Best wishes,
Graham Middleton