Hi there,

Happy New Year and happy scholarship season! That’s right, it’s the most wonderful time of the year when Michigan First gives out a crazy amount of money to Young & Free Michigan to help young adults pay for their college education.

There will be three top prize awards of:

• $10,000
• $5,000
• $3,000

Plus, up to thirty-one $1,000 scholarships. One of those winners could be you! The deadline to enter this scholarship is Feb. 1 at 3 p.m. For more information about this opportunity and how to enter, go to YoungFreeMichigan.com and click on scholarship. Good luck!

Not all loans are created equal. This handy infographic will help you identify abusive or unfair lending practices plus give you a better understanding of how seemingly small fees can turn into revolving debt traps.

Start off the new year right and submit your scholarship entry! Don’t pass up your chance to win up to $10,000. If you are not in school, don’t worry, there will be more opportunities for you to win all year long. Add me on social media to stay connected, for your chance to win.

Keeping it Fresh, Young & Free,

Ebeth Fielder
Young & Free Michigan Spokester