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Hi there,

Holiday Cheer is Here

Happy December! I hope everyone ate some delicious turkey and spent time with loved ones over Thanksgiving. No Spend November was a success and now I feel a little better about doing my holiday shopping. But honestly, I’m not planning on breaking the bank for gifts. This year, I decided to make some DIY (Do It Yourself) holiday gifts to save money, and put a little more love into my presents. I made three different things that are fun, creative, easy, and best of all, cheap. I didn’t spend more than $5 on each thing I bought to create each gift. Check it out!

Our Scholarship Competition is Coming Soon!

If you’re a high school senior or a college student, it’s time to get some free money to pay for school! The Young & Free Michigan Scholarship Competition will begin in January and we’re awarding up to $85,000 to deserving students. Our top prize is $10,000! To apply, you must answer a prompted question in the form of an essay or a 1-minute video – your choice. And guess what? You don’t have to attend school in Michigan to be eligible. As long as you have a Michigan First membership in good standing prior to January 9, 2017, you can enter. The minimum deposit to open a First Gear Account, exclusively for young adults 17-25, is just $10. If you’re home for the holidays, I highly recommend you stop into a branch to open an account.

Get into First Gear!

Our First Gear Account is specifically for students and young adults 17-25 years old. The perks just can’t be beat. Enjoy privileges like: no monthly fees, “Oops (overdraft) Forgiveness”, online banking, and more.  Visit a local Michigan First branch or visit us online!

December is going to be an amazing month! This is my last E-Update in 2016 and I can truly say it has been one heck of a year. 2016 has been good to me: full of accomplishments, growth, and fun. I’m so excited to see what 2017 has to offer. I know it will be bigger and better. Follow me on social media for some holiday fun. Enjoy this season with family and friends. Spread love this holiday season, and every season after!

Happy Holidays!

Be Easy,

Erin Winters
Young & Free Michigan Spokester