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Monthly Market Commentary, July 2012
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Europe, Earnings,
and Health Care Reform
While major equity indices finished the 2nd quarter in negative territory, we did end the period on a positive note. The short-term concerns that drove the markets lower in May were minimized in June. Europe continued to be the lead story on Wall Street. The Greek elections produced an outcome that substantially reduces the likelihood of the country's departure from the Eurozone in the near future. European leaders agreed to step in and support the financial institutions of the most troubled nations. The markets stumbled through a desolate reporting period and move into July, which marks the beginning of 2nd quarter earnings season. Expectations are low and there is widespread belief that profits will decline for the first time in 12 quarters. It is important to understand a significant amount of pessimism is priced into equity
markets.
Click Here to Read This Article
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JULY WEBINAR: Insurance. It's All About the Ps.
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Insurance. We all know we need it, but often lack the time to research the information necessary to make the best decisions for ourselves and our families. Join Michael Berry ChFC® for this 45-minute Quick Learn Series where you will learn all about the "Ps" of Insurance:
- Product types
- Pricing and what affects your rates
- Policy design and practical applications
- Preferential tax treatment
- Positioning your insurance policy within your portfolio
- Picking a knowledgeable, independent insurance professional
This month's webinar session will take place on:
Thursday, July 19, 2012 at 7:00 PM (EDT).
Click here to register for this session!
This interactive presentation will be presented by OJM Managing Director, Michael Berry, ChFC®. Michael works directly with the firm's clients throughout all phases of the multi-disciplinary planning process. He is a contributing author on the financial resource For New York Doctors: A Guide to Asset Protection, Tax Reduction, Practice & Wealth Management and has conducted seminars for physicians covering the areas of financial planning, insurance and asset management
We look forward to meeting you during an upcoming webinar session!
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Contact Us
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Do you have questions about your investments? Contact us at:
877-656-4362
Disclosure:
This newsletter contains general information that is not suitable for everyone. The information contained herein should not be construed as personalized investment advice. Past performance is no guarantee of future results. There is no guarantee that the views and opinions expressed in this newsletter will come to pass. Investing in the stock market involves gains and losses and may not be suitable for all investors. Information presented herein is subject to change without notice and should not be considered as a solicitation to buy or sell any security.
OJM Group, LLC (OJM) is an SEC registered investment adviser with its principal place of business in the State of Ohio. OJM and its representatives are in compliance with the current registration and notice filing requirements imposed upon registered investment advisers by those states in which OJM maintains clients. OJM may only transact business in those states in which it is notice filed, or qualifies for an exemption or exclusion from notice filing requirements. This newsletter is limited to the dissemination of general information pertaining to its investment advisory services. Any subsequent, direct communication by OJM with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information
pertaining to the registration status of OJM, please contact OJM or refer to the Investment Adviser Public Disclosure web site (www.adviserinfo.sec.gov).
For additional information about OJM, including fees and services, send for our disclosure brochure as set forth on Form ADV from OJM using the contact information herein. Please read the disclosure brochure carefully before you invest or send money.
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