Providing education and information on cystic fibrosis life. No Images? Click here
 

Welcome to the second edition of our 
CF Adult and Family Newsletter...

60 per cent of our community feel under financial pressure to a considerable or great extent due to their cystic fibrosis.

There are a number of income support options you may be eligible for such as social services, concessions and superannuation. We have pulled these together to help you start to explore your options.

The key to accessing these supports is discussing your individual situation with the Social Worker at your CF Clinic.

The Social Worker uses specialist knowledge of key support services to enable advocacy on issues such as income support and concession card eligibility, reinstatement of cancelled income support payments and access to travel and accommodation subsidies associated with travel to the CF center. - Dominic Fitzgerald, The Cystic Fibrosis Passport.

 Edition 2: Income Support -
Social Services, Concessions and Superannuation

 
 
 

Commonwealth Income Support

There is no common ground for Commonwealth income support for a person with cystic fibrosis. Each person has different circumstances and may be at a different stage of their health. 

A great place start and test your eligibility for support is the Human Services Payment Finder, where you can get an idea of what may be available to you.

 
 
 

Check out these links

Guide to Australian Government Payments

Guide to Social Policy Law

Centrelink

 
 
 

Hints & Tips - Commonwealth Income Support

  1. Request with your CNC to meet your CF Clinic Social Worker (if they are not regularly available).

  2. Submit an intent to claim - online (but you must get all forms completed and sent in within 14 days.) **Why do this? As when you claim is successful you payment will be backdated to when you submitted your intent.

  3. Claim forms: organise an appointment before you start your claim with your GP or Clinic Nurse Coordinator so they can complete the medical report part of the form.
    **Does it matter who you go to?  Yes as your success is determined by your Medical Report - choose the Treating Health Professional who has a better understanding of the patient’s CF history.

  4. Proof of Identify: you will require a commencement of identity in Australia (e.g. Birth certificate or passport) and use of identity (e.g. driver’s license, student id card, Medicare card, utility account/bill.)

  5. When submitting a claim: the best option is to go into your local office, you can use post but it is less timely and less reliable. Not all payments can be processed online, nor can all documents be received through the online portal. 

  6. Always keep your own copy: for your record, but also to form a base for appeals or future applications.

  7. Rejected claim: If your application is rejected you can appeal. If your appeal is also rejected, this does not mean you will never be eligible. If your circumstances change you can apply again.

  8. Already receiving payments? You may not have to provide as much information, but you should have everything with you when submitting a claim.

 
 

Safety Net 
Rates 2016

General Patient
Contribution - $38.30
Threshold - $1,475.50

Concession Patient
Contribution - $6.20
Threshold - $372

*Rates increase each calendar year by 3-5%

When threshold 
is reached 

General Patient
Contribution - $6.20

Concession Patient
Contribution - FREE

 
 
 

Pharmaceutical Benefits Scheme (PBS) Safety Net

The PBS Safety Net reduces the cost of prescription medicines for individuals and families once the PBS Safety Net threshold has been reached in a calendar year.

What to do?

  1. At the start of each calendar year request a Prescriptions Record Form from both your hospital and community pharmacy.
  2. Each time you purchase a script request a sticker from the pharmacist to manually record the cost of prescriptions you have purchased.
  3. The objective is to reach the PBS Safety Net threshold as soon as possible (so you don’t pay more than you have to for prescription medications). 

*Your pharmacist can also maintain a digital copy and can print this out for you on request.
**Hospital and Community Pharmacy prescriptions can be combined and used towards the PBS Safety Net threshold.
***As of the 1st January 2016 a Pharmacist can now provide a $1 discount on prescription medications. If your pharmacist offers this, it will take more scripts to reach the threshold. Read More 

When you are close to reaching the PBS Safety Net threshold, ask your pharmacist about a PBS Safety Net card. With this card your PBS medicine is less expensive, or free, for the rest of the calendar year.

 
 
 

Hints & Tips - PBS Safety Net

  1. You can combine your family’s PBS amounts to reach the threshold sooner if you are, a couple legally married or in a defacto relationship (with or without children) or, a single person with dependent child (under 16 or a full time student under 25)
  2. It helps to use the same community pharmacist as much as you can, to assist in maintaining records for when you hit the threshold.
  3. The Hospital Pharmacist and Community Pharmacist have different drugs that can qualify towards the threshold. This means it may be better to purchase some items from the hospital (for example; anti-histamines, Vitamin C, VitABDECK, Paracetamol, Salt tablets and Glucolyte) instead of from the community pharmacist so you can reach the threshold sooner. Ask your Hospital Pharmacist which of your scripts apply.
  4. Once you hit the threshold discuss your prescription needs with your CF team and reasonably stock up on your medications (wait 20 days before putting next script in) to reduce your costs, especially over Christmas.
  5. If you go over the threshold before you get your card you can request a refund using this form
 
 
 
 
 

State/Territory Government Concessions

Once you have secured a Heath Care Card (HCC) or Pensioner Concession Card (PCC) there are a range of concessions available at a state/territory Government level.

 

 
 
 

Information relating to ACT residents can be found on the Assistance website.

We have also listed the NSW equivalent where relevant here, however some of the eligibility may vary

 
 

ACT
Energy Concession
NSW 
Medical Energy Rebate

ACT
Public Transport
NSW
Public Transport

Carers ACT

Carers NSW


Carers Australia

 

 
 

ACT
Car Registration
NSW
Car Registration

ACT
Spectacle Subsidy Scheme

 

ACT
Continuous Positive Airway (CPAP/VPAP) Scheme
ACT
Oxygen & Equipment Scheme
 

 
 

ACT
Dental Scheme
NSW
Public Oral Health Service

ACT
Home Enteral Nutrition

 

ACT
Interstate Patient Travel Assistance Scheme (IPTAS)
NSW
Isolated Patients Travel and Accommodation Assistance Scheme (IPTAAS)

 
 
 

FACT SHEETS

Early Access to Superannuation

Superannuation FAQ's

Check out this video of Rhys Chamberlain from Maurice Blackburn Lawyers who gives an overview of the importance of superannuation for people with cystic fibrosis.

 
 
 

Superannuation

Superannuation is not just for the retired. Insurance through superannuation is really important for people with CF.

This is because:

  • You can get early access to your super on limited grounds (e.g. Permanent Incapacity & Terminal Illness);
  • Most Super Funds include insurance lump sums for total and permanent disability (TPD) or monthly income protection payments;
  • It’s one of the few ways to get life and disability insurance without any health questions.

Getting the right information as early as possible can make a big difference.

If you would like some free advice on your individual situation contact Josh Boyes at the Canberra Maurice Blackburn office on (02) 6120 5025.

 
 
 

General Business

Advocacy - Okambi Update

CFA has been invited to meet with the Pharmaceutical Benefits Advisory Committee prior to their meeting this March.

Thank you to everyone who submitted a comment on the PBAC’s consumer portal. Over 600 people lodged their comments in support of Orkambi. Also 13,000+ signed CFA's Change.org petition, and shared personal stories. These will add heart and soul to our meeting with the PBAC.

We will share the outcome with you when it is made public. For now keep fingers and toes crossed. For all updates on the Okambi debate so far (being led by CF Australia) visit the website

 
 
 

Membership Survey - Report

In order to better understand and thus support our Members, CFACT completed a Membership survey.

 
 
 
 
 

Please feel free to forward where appropriate to your extended family and friends. 

If you would like more information on any of the above, please contact Heidi Prowse or discuss with your CF Clinic Team.

Our next topic is: Social & Emotional Well-being

e. heidi@cfact.org.au || m. 0437 485 454

Disclaimer: The information contained herein is provided in good faith. However accuracy of any statements is not guaranteed by Cystic Fibrosis ACT. We provide the information on the understanding that persons take responsibility for assessing relevance and accuracy. Individuals are encouraged to discuss their health needs with a health practitioner.