Dear Member, Members eNewsletter July 2023 editionThis month's newsletter includes tips on home improvements that can help you save money, a competition to win a £35 Amazon voucher, information about the financial benefits of going plastic-free, and facts about Osterley House and Park. We also have a new homeowner loan available with rates starting as low as 3% APR. To be eligible, you must be a member of Thamesbank Credit Union, have equity in your property, and have a good credit history. In our members' noticeboard, we have an article about the new Credit Union Legislation that has been granted Royal Assent. This legislation brings significant changes to the Credit Union Act, allowing credit unions to offer hire purchases, conditional sale agreements, and insurance distribution. Finally, we have a reminder that as a member of Thamesbank Credit Union, you have the chance to enter the lottery, run by our back-office provider, Credit Union Solutions (CUS). Each entry is £1, and each member can have up to 10 chances per month. If you have any topics that you would like us to cover in future newsletters, simply email us at news@cus.coop. With best regards, The Thamesbank editorial team How to make cost-saving home improvements![]() From insulating your home to installing energy-efficient appliances and LED light bulbs, get some tips for home improvements that can help reduce your costs. By making these improvements, you can save money on your energy bills, water bills, and overall maintenance costs. You can also make your home more comfortable and energy-efficient. Read the full article on our website. Competition: #ILoveMyCreditUnion![]() Thamesbank will be participating in a social media blitz '#ILoveMyCreditUnion' on July 28, 2023, across social media platforms including Twitter, Facebook, LinkedIn and Instagram. For all the details about the competition (including how to enter and Ts&Cs), visit our website. Plastic Free July: The Financial Benefits![]() Plastic Free July is a global movement that encourages people to reduce their use of single-use plastics for the month of July. Find out what the financial benefits are for going plastic-free. Facts about Osterley House and Park![]() Osterley House and Park in West London is a historical Georgian estate, dating back to the 16th century. The house, remodelled by architect Robert Adam, features neoclassical interiors and is surrounded by acres of parkland, including formal gardens and a Garden House. Get all the facts on our website. Homeowner loan![]() If you are a regular saver with equity in your property we can give loans up to the maximum allowable by our Regulator. This is £10,000 on top of your savings. The maximum savings you can have is £7,500. Rates are negotiable but start as low as 3% APR. To be eligible for a Thamesbank Homeowner Loan, you must:
The application process for a Thamesbank homeowner loan is simple. You just have to complete the online form. Once approved, you will receive the funds within 2 working days. Why choose a Homeowner Loan from Thamesbank?
If you are a homeowner who is looking for an affordable loan, Thamesbank homeowner loans may be a good option for you. Words of wisdom![]() "Be mindful of your spending habits and avoid impulsive purchases. Question every expense and ask yourself if it aligns with your financial goals." This quote emphasises the need for intentional spending. It encourages you to develop a habit of evaluating your purchases and considering whether they align with your financial aspirations. By practising mindfulness and questioning your expenses, you can make wiser financial choices, save more effectively, and work towards achieving your desired financial outcomes. Members noticeboardCredit Unions in Parliament article The Association of British Credit Unions Limited (ABCUL) is pleased to announce that the new Credit Union Legislation has been granted Royal Assent. This legislation brings significant changes to the Credit Union Act, allowing credit unions to offer hire purchases, conditional sale agreements, and insurance distribution. Credit unions will need to amend their rules and apply for a Consumer Credit License to offer these new services. This development demonstrates the need for conservative financial institutions to adapt to modern demands. ABCUL aims to keep its members informed about important legal changes. Lottery - enter now As a member of Thamesbank Credit Union, you have the chance to enter the lottery, run by our back-office provider, Credit Union Solutions (CUS). Each entry is £1, and each member can have up to 10 chances per month. For all the details and to enter the lottery, visit the Credit Union Solutions (CUS) website. Share this newsletterPlease feel free to share this newsletter with your colleagues, friends and anyone else who may be interested in the content within it. With thanks from the Thamesbank editorial team. Thamesbank Credit Union is authorised and regulated by the FCA and PRA Reg. No. 416486. Registered office address: The Bungalow, Pinkwell Lane, Hayes, UB3 1PE Ethical and affordable finances | Helping you to save and borrow You are receiving this email because you have signed up to receive marketing information from Credit Union Solutions on behalf of Thamesbank Credit Union. If you'd prefer not to receive updates, you can email: admin@thamesbank.org with the subject line 'Unsubscribe from marketing mailing list'. |