Members eNewsletter April 2025 edition
Dear Member,
In this month’s issue…
Find out why financial literacy could be your secret weapon in everyday life – and the ten key moments where it really counts.
A new tax year is here. We’ve pulled together seven practical ways to make your money go further. Are you making the most of them?
Ever wondered what connects M for Money members? Find out in our ‘Jargon Buster’.
Thinking about your child’s future? Discover a simple way to help them start saving early.
If you have any topics that you would like us to cover in future newsletters, simply email us on news@cus.coop.
With warm wishes,
M4 Money Credit Union Editorial Team
10 situations when financial literacy really matters
Think you don’t need financial literacy?
Think again. From unexpected bills to borrowing smart, there are key moments where money know-how makes all the difference. Discover 10 everyday situations where being financially savvy can save you stress — and cash.
Take charge of your money: 7 simple wins for the 2025/26 Tax Year
A new tax year is the perfect time to check in with your finances—whatever your situation. Whether you're trying to make ends meet, save a little more, or just feel a bit more in control, these tips can help you start the year feeling confident.
We have put together 7 simple practical ways to make your money go further.
M for Money joins Hillingdon Chamber of Commerce
We’re excited to share that M for Money has officially joined the Hillingdon Chamber of Commerce! It's great to be part of a local network that champions business growth across the borough.
Our first event with the Chamber will be the Hillingdon Chamber of Commerce Expo on 04 June 2025 — and we’d love to see you there.
It’s free to attend and a great chance to connect with local businesses.
Jargon Buster: What is a common bond?
What connects our members at M for Money?
It’s something called a common bond - and it’s all about where you live or work.
If you live in the London Boroughs of Harrow, Hillingdon or Brent, or in the counties of Berkshire and Buckinghamshire (including Milton Keynes and Chiltern), you’re already part of our community. Tenants of Paradigm Housing and Housing Solutions Tenants are also included.
Plus, if you - or someone you know - work for any of the following, you're eligible to join too:
- Harrow Council
- Northwick Park Hospital
- Ealing Hospital
- Hillingdon Hospital
- Hillingdon Council
- Uxbridge College
- Slough Council
- Buckinghamshire Council
- Paradigm Housing
- Frimley Park Hospital
- Wexham Park Hospital
- Heatherwood Hospital
Feel free to spread the word—our credit union community is stronger when it grows together.
Junior Savings Account
Open a Junior Savings Account for your child or grandchild and watch their savings grow. It's a perfect way to celebrate birthdays and special occasions with a lasting gift. Junior Savers can save up to £5000.
Who can join?
Children under 18 living in London Boroughs of Harrow, Hillingdon and Brent, or the counties of Berkshire and Buckinghamshire (including Milton Keynes and Chiltern).
An existing adult member of M for Money must approve the account opening.
How can I apply for a Junior Savings Account?
To set up your savings account, contact us via email at admin@m4mcu.org.
Words of Wisdom
"Knowledge is power, and it can help you overcome any fear of the unexpected. When you learn, you gain more awareness through the process, and you know what pitfalls to look for as you get ready to transition to the next level." – Jay Shetty
In other words, when you invest in learning, you're not just getting smarter - you’re giving yourself tools to face challenges and grow confidently.
Members' noticeboard
Congratulations, Courtney!
We’re thrilled to share the wonderful news that our lovely team member, Courtney, has welcomed a beautiful baby girl into the world!
Miley Rebecca Denny arrived on 25th March, weighing a healthy 7 pounds 9 oz.
Wishing Courtney and her family lots of love, joy, and cuddles during this special time.
Have you joined the Sercle App?
The Sercle App is a secure, user-friendly mobile app that connects members to M for Money Credit Union 24/7, offering real-time access to your account and the ability to stay connected with us whenever you need.
How to get the app:
Downloading the Sercle App is quick and easy! It’s available for free to both existing and prospective members.
Lottery - jumpstart your savings with a chance to win!
M4 Money Credit Union members can now participate in an exciting lottery run by our back-office provider, Credit Union Solutions (CUS).
Each entry is £1, and each member can have up to 10 chances per month.
Ready to boost your savings and try your luck? Head over to the Credit Union Solutions website to learn more, enter the lottery, and see a list of past winners.
Share this newsletter
Please feel free to share this newsletter with your colleagues, friends and anyone else who may be interested in the content within it.
With thanks from the M for Money editorial team.
M for Money Credit Union is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority Reg. No. 216633. Registered office address: The Bungalow, Pinkwell Lane, Hayes, UB3 1PE.
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