Alaska Housing Homeowner Assistance Is Here

By Jan Miyagishima, Director, Mortgage Operations

Times continue to be challenging with many Alaskans struggling to make ends meet due to the COVID-19 pandemic. Homeowners now have the opportunity to apply for Alaska Housing Homeowner Assistance, part of the congressionally approved American Rescue Plan Act of 2021.

Designed to offer relief to Alaska homeowners facing pandemic-related financial hardships, this program is intended to prevent mortgage delinquencies and the loss of critical services. 

You are not alone

If you or someone you know is facing financial challenges due to COVID-19, take a moment now to share this resource and pre-register. Pre-registering allows you to check your eligibility in advance of the application period. It only takes a few minutes and you can get started today. The application period closes on Monday, April 4, 2022 at 11:59 p.m. AKST. 

This may be unfamiliar territory for many Alaskans. In addition to checking your eligibility for Homeowner Assistance, we encourage you to reach out to your Mortgage Servicer to discuss options that best fit your circumstances. HUD-approved housing counseling agencies are also available to provide you with the information and assistance you need to avoid foreclosure.

Staying safely housed is critical. Please share this information with your community — there are marketing resources in our Toolkit. If you are in need, consider applying for this resource. You can learn more about Alaska Housing Homeowner Assistance and other resources for homeowners below, and at AlaskaHousingRelief.org.

How to Apply for Homeowner Assistance

Your first step is to pre-register and check your eligibility. Pre-registering allows homeowners to see if they are eligible to receive assistance. It also allows you to start providing information, saving time when the application period officially opens on March 14, 2022. 

The application period closes on Monday, April 4, 2022 at 11:59 p.m. AKST.

Learn About Homeowner Assistance

Have questions about the program? Find your answers in our Homeowner Assistance FAQs. Learn about eligibility requirements, what type of properties are covered, how assistance will be distributed, what documentation you may need to provide, and more.

How To Contact Your Mortgage Servicer

If you are a homeowner, you have both a mortgage lender and a mortgage servicer. Not sure about the difference or who to contact if you have questions about your loan payment? Read our latest blog post on the topic!

Additional Resources for Homeowners

Protect your investment by learning how to avoid foreclosure, researching if you are eligible for forbearance, and understanding your rights as a homeowner. Reach out to a HUD-approved housing counseling agency for additional information and assistance, and learn how to avoid mortgage assistance scams.