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March Newsletter Update

“All I ask is the chance to prove that money can’t make me happy.” Spike Milligan

Newsletter Book Competition: The first 4 correct answers will receive a book bundle worth $90. Answer the following question and email your name and address to tamyra@strategies.co.nz: By what percentage is the pork or chicken price in China expected to rise by in 2013?

Did you catch my article in the latest M2WOMEN magazine? Check it out by clicking here.

In this Newsletter update:

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Kind Regards,

Sheryl Sutherland JJP, B.A (Otago), Dip.F.A.C (Otago), DipPFinPlan (Waikato)

Authorised Financial Adviser (AFA) & Managing Director of The Financial Strategies Group (FSP 28246)

Heartstoppers: A case for Trauma Cover

Have you checked your Trauma Insurance lately? Recently a Sovereign advisor experienced a heart attack only to find that the policy he sold himself did not cover it. Some policies still say there “must have been” a history of typical prolonged chest pain.

Cardiovascular disease is the leading cause of death in New Zealand, accounting for 40 percent of deaths annually.

  • Every 90 minutes a New Zealander dies from coronary heart disease.
  • One in 20 adults has been diagnosed with coronary heart disease. That’s 161,000 adults including 89,400 who have had a heart attack resulting in them being hospitalised.
  • Women who smoke risk having a heart attack on average 19 years earlier than non-smoking women.
  • Nearly two-thirds of the deaths from heart attacks in women occur among those who have no history of chest pain.
  • 42 per cent of women who have heart attacks die within a year, compared with 24 per cent of men.
  • Heart attacks in women under 50 are twice as likely to be fatal as in men under 50.

Source: NZ Heart Foundation

Your policy should have a definition in it allowing the company to consider “appropriate tests and any other medical evidence or specialist opinion.”

Allow us to review your insurances by calling (03) 379-7035 or email sheryl@strategies.co.nz.


From our Crystal Ball Department - What's in store for China in 2013?

The year ahead could be a time of significant change for everything from banks, retailers, and infrastructure projects to pork prices, soccer, and “compulsory” vacation time. Read More....

Toxic Financial Attitudes

The difference between financial independence and a life of financial frustration comes down to attitude. The way you approach all aspects of your life, not just money, has a significant effect on your long-term financial growth. Personal philosophies dictate how you act and how you react to any situation you face.
It’s worth the time to take a look at your personal philosophies to determine how they are helping or hurting you. Think about how you view the world and your place within it. Consider the relationships you have with people and the way you make sense of situations.

Many of us attribute bad results to things outside our control. Looking for external reasons when any situation doesn’t work out in our favour.

Click here to

Albert Einstein's Philosophies for Growing Wealth

Although blogs and newspapers alike have oft posthumously placed a familiar quotation pertaining to compound interest — it being the most powerful force in the universe or man’s greatest invention — in the mouth of Albert Einstein, there is no evidence he ever said such a thing. He might have; the sentiment matches what seems to be this particular genius’s sense of humor.

Women Investors Perform Consistent with or Better than the Markets

The majority of self-directed women investors feel they've been successful at closely matching or outperforming the markets over the last two years, according to the first-ever International TD Women Investor Poll. The survey asked female investors in three different countries to reveal their thoughts and attitudes about a variety of investment topics.
Income investments come in many forms and offer an array of potential benefits. Whether you have just begun investing, are in the middle of your career, or are well into retirement, there are income options that can help meet your wealth building, capital preservation, and income needs now and in the future.

Get to know the income options by clicking here.

For more than 150 informative articles, visit our upgraded Money Maven Blog. Read new and archived articles covering both serious and amusing topics.
Contact us: 0800 64MONEY, sheryl@strategies.co.nz

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