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| March
Newsletter Update
“All
I ask is the chance to prove that money can’t
make me happy.” Spike Milligan
Newsletter
Book Competition: The
first 4 correct answers will receive
a book bundle worth $90.
Answer the following question and
email your name and address to tamyra@strategies.co.nz:
By what percentage is the pork or
chicken price in China expected to rise by
in 2013?
Did you catch
my article in the latest M2WOMEN
magazine? Check it out by clicking
here.
In
this Newsletter update:
Make
sure you click
here to like our Facebook page - we have regular
updates, tips and competitions.
Kind Regards,
Sheryl Sutherland
JJP, B.A (Otago), Dip.F.A.C (Otago), DipPFinPlan
(Waikato)
Authorised Financial Adviser (AFA) &
Managing Director of The Financial Strategies
Group (FSP
28246)
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Heartstoppers:
A case for Trauma Cover
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Have you checked your
Trauma Insurance lately? Recently a Sovereign
advisor experienced a heart attack only to
find that the policy he sold himself did not
cover it. Some policies still say there “must
have been” a history of typical prolonged
chest pain.
Heartstoppers
Cardiovascular disease is the leading cause
of death in New Zealand, accounting for 40
percent of deaths annually.
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Every 90 minutes a New Zealander dies from
coronary heart disease.
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One in 20 adults has been diagnosed with
coronary heart disease. That’s 161,000 adults
including 89,400 who have had a heart attack
resulting in them being hospitalised.
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Women who smoke risk having a heart attack
on average 19 years earlier than non-smoking
women.
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Nearly two-thirds of the deaths from heart
attacks in women occur among those who have
no history of chest pain.
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42 per cent of women who have heart attacks
die within a year, compared with 24 per
cent of men.
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Heart
attacks in women under 50 are twice as likely
to be fatal as in men under 50.
Source: NZ
Heart Foundation
Your policy should have a definition in it
allowing the company to consider “appropriate
tests and any other medical evidence or specialist
opinion.”
Allow us to review your insurances by calling
(03) 379-7035 or email sheryl@strategies.co.nz.
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From
our Crystal Ball Department - What's in store
for China in 2013?
The year ahead
could be a time of significant change for
everything from banks, retailers, and infrastructure
projects to pork prices, soccer, and “compulsory”
vacation time. Read
More....
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Toxic
Financial Attitudes
The difference between financial independence
and a life of financial frustration comes
down to attitude. The way you approach all
aspects of your life, not just money, has
a significant effect on your long-term financial
growth. Personal philosophies dictate how
you act and how you react to any situation
you face.
It’s worth the time to take a look at your
personal philosophies to determine how they
are helping or hurting you. Think about how
you view the world and your place within it.
Consider the relationships you have with people
and the way you make sense of situations.
Many of us attribute bad results to things
outside our control. Looking for external
reasons when any situation doesn’t work out
in our favour.
Click here to read more...
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Albert
Einstein's Philosophies for Growing
Wealth
Although
blogs and newspapers alike have oft
posthumously placed a familiar quotation
pertaining to compound interest — it
being the most powerful force in the
universe or man’s greatest invention
— in the mouth of Albert Einstein, there
is no evidence he ever said such a thing.
He might have; the sentiment matches
what seems to be this particular genius’s
sense of humor.
Read more...
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Women
Investors Perform Consistent with or
Better than the Markets
The
majority of self-directed women investors
feel they've been successful at closely
matching or outperforming the markets
over the last two years, according to
the first-ever International TD Women
Investor Poll. The survey asked female
investors in three different countries
to reveal their thoughts and attitudes
about a variety of investment topics.
Read more...
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Income
investments come in many forms and offer
an array of potential benefits. Whether
you have just begun investing, are in
the middle of your career, or are well
into retirement, there are income options
that can help meet your wealth building,
capital preservation, and income needs
now and in the future.
Get to know
the income options by clicking here.
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For more
than 150 informative articles, visit
our upgraded Money
Maven Blog. Read new and archived
articles covering both serious and amusing
topics.
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Contact
us: 0800 64MONEY, sheryl@strategies.co.nz
Our
Services: Financial Planning
Advice, Investment & Retirement
Advice, Developing a Portfolio, Risk
Management, Mortgages, Options for
over 60's, UK Pension Transfers, KiwiSaver,
Professional Speaking.
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