View How the Bank Performed Throughout 2015’s Fourth Quarter.
If you are unable to view this email, please click here
To ensure you receive your Commercial State Bank emails,
please add to your address book
Printable Version
Dear Shareholder,
Commercial State Bank (CSB) has two major milestones to celebrate in 2016
Comparison Table of loans, deposit and assets.
As you can see, the Bank has had steady and strong increases in loans, deposit and assets.
As anticipated, there was some slippage in credit quality.
Earnings Table
Earnings continued on a strong trajectory. Cumulative net income has increased, including a 48% increase in profits for 2015 alone.
Looking ahead to 2016 and 2017, Nolan and I have some concern for Houston’s economic environment and how it could create choppy seas for CSB.
Our doors are always open for ideas, and especially referrals.
Harry J. Brooks J. Nolan Bedford
Commercial State Bank Balance Sheet
CSB Senior Officers
Forward to a Friend