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The best thing money can buy is financial freedom. – Me

In this Newsletter update:

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Kind Regards,

Sheryl Sutherland JJP, B.A (Otago), Dip.F.A.C (Otago), DipPFinPlan (Waikato)

Authorised Financial Adviser (AFA) & Managing Director of The Financial Strategies Group (FSP 28246)

7 Toxic Money Habits You Need to Quit

Emotional Spending
Using shopping to deal with life’s ups and downs is common. Emotional impulse spending doesn’t actually fix anything. In fact, it tends to make things worse.

Lending Money
While it’s admirable to extend a helping hand, lending money to friends and family members can hurt both your wallet and your relationship. It may be difficult for the person to pay you back, which could breed resentment and conflict. Click here to read more...

Be Prepared, Be Resilient for market ups and downs

Are You Ready? So, markets are down, the oil price is seemingly in terminal decline, the (alleged) Ponzi scheme that is the Chinese economy is collapsing and interest rates are on the way up. A crisis? Well, for anyone who’s been around the markets for more than two minutes it’s déjà vu, all over again. Of course, the wise investor is prepared for this; not merely in the sense of having a trading strategy in place, but in terms of psychological resilience. Click here to read more...

Where to find growth in 2016?

Sometime around April 2016, a third set of locks on the Panama Canal will begin handling ships as much as 2.6 times the size of the biggest ones now able to ply the waterway. U.S. ports from New York to Galveston, Texas, have been gearing up for the traffic. The Port of Houston Authority just finished installing four cranes that are 30 stories high.

The opening of the Panama Canal locks is just one likely event in what promises to be an eventful year for the global economy. The Trans-Pacific Partnership trade agreement could win approval from 12 nations that together account for 40 percent of global output.

Click here to

What might happen to China in 2016?

Millions of people being relocated from cities, fewer jobs, greater centralisation, and more movie blockbusters are just some predictions for the year. In debates about whether growth is a percentage point up or down, we too often lose sight of the absolute scale of China’s economy. Read more...

Do Falling Markets mean recession is on the horizon?

Markets have begun the year in extremely wobbly fashion. Plunging equities have generated most of the headlines; major indexes in Asia and Europe are now in bear market territory, meaning that they have fallen more than 20%. But fear is visible in other places as well. Read more...
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Contact us: 0800 64MONEY, sheryl@strategies.co.nz

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