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"Lack of money is no obstacle. Lack of an idea is an obstacle." Ken Hakuta

In this Newsletter update:

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Kind Regards,

Sheryl Sutherland JJP, B.A (Otago), Dip.F.A.C (Otago), DipPFinPlan (Waikato)

Authorised Financial Adviser (AFA) & Managing Director of The Financial Strategies Group (FSP 28246)

Are your Finances a Sitcom or a Melodrama?

To make the subject of your personal finances more interesting, try imagining it as a television show or a movie. The scene opens, and there’s you, or at least the actor paid to represent you (no doubt someone suitably young and attractive). The question is, when the characters open their mouths, what type of program does it turn out to be? Click here to read more...


Real Estate Investing Offers Only One Likely Outcome: A Low Return

We know successful real estate investors exist. You may even know one. And between who you know and what you hear on the news, it may be tempting to believe you can experience the same success. But as with most things, there’s a difference between professionals who’ve paid their dues and people who are just pretending. Click here to read more...

Crystal Ball Gazing: Trends and Threats for 2015

Confident prediction about the future is nearly impossible. But what we can say is that this year, we’ll witness a number of vital turning points. And there are at least a few larger trends that cut across many threats: Oil prices are plummeting. Terrorism remains a huge threat. And the careful balance of diplomacy with military force is a continuing difficulty. Click here to read more...

What is Financial Freedom?

Have you ever asked yourself, “what is financial freedom?” Our money mindsets develop at an early age. Where we come from, how we were raised, the struggles we did or didn’t face.
The decisions we make now are largely guided by our past. Read more...

Assess your Financial Fitness

So here are some personal markers that you can turn to this year — and every year — when noise from the outside world may give you a mistaken impression of how you’re actually doing. Read more...
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Contact us: 0800 64MONEY, sheryl@strategies.co.nz

Our Services: Financial Planning Advice, Investment & Retirement Advice, Developing a Portfolio, Risk Management, Mortgages, Options for over 60's, UK Pension Transfers, KiwiSaver, Professional Speaking.