What's new and exciting with the HGA Group? Your monthly source for tax tips, business advice, & HGA firm news.Your RRSP & Your Will: How to keep that money in the family In general, most people name their spouse as the beneficiary on their Registered Retirement Savings Plan (“RRSP”). Upon death, the RRSP will transfer to the spouse’s RRSP fund and tax is deferred. What if you also have other assets such as non-registered investments where they have dropped in value and have an unrealized capital loss? It is important for individuals to review their wills regularly for potential opportunities to save tax and hassle for your loved ones in the future. Introducing Client Portals! We now have an easier way to communicate with you, our client! HGA has implemented our new Client Portals to allow for easier file transfer & eSignatures. For questions about our Client Portals or to get set up, call our office anytime! Back to School: The best way to get back to routine after a relaxing summer: (1) Have the kids help make & pack their lunch (and yours): Getting the whole family involved brings a little more excitement to the school year ahead. Plus, less work for the parents! (2) Take a breath: These busy school days will pass you by faster than you realize. Take a breath, take a picture, and soak in these moments. (3) SLEEP! Get those bed times in check early on in the year. The more sleep your entire family is having, the less stressful it's going to be! 10 Apps that will keep your business productive We've come to realize that technology is absolutely your friend when it comes to running a business. Here are a few apps to use daily: (1) Toggl to log billable hours. Log every minute seamlessly to make the billing process a breeze with your staff & clients. See the entire list here.
(1) Update on proposed tax changes: Clarity on what's happening for the impending Small Business changes. (2) Budgeting for the holidays: Plan ahead to avoid financial stress (3) Marketing Minute: Why does you website need to be mobile responsive? |