Special high-yield CD pays 5.25% APY with federally insured safety

Bring at least $5,000 on deposit at another institution and we’ll pay you an amazing 5.25% APY with our special 12-month Certificate of Deposit.

You’ll enjoy a guaranteed return and have peace of mind knowing that your funds at High Peaks are federally insured to at least $250,000.

There’s no set up fee or maintenance fee, and we make it easy to open. This rate is available for a limited time on new funds only.

Annual Percentage Yield effective 9/5/23, and subject to change. New funds only. Penalty for early withdrawal. Federally insured by NCUA.

Mobile Banking phone app coming soon!

We’re launching Mobile Banking convenience for members the first quarter of 2024. App features include:

Review account activity from your phone anytime
Get alerts if balances drop below amount you determine
Make payments to any business, relative or friend
Transfer money between your accounts
Much more

Help us help you by volunteering

The credit union is a non-profit, financial cooperative guided by volunteer officials elected from our membership. If you’re a member interested in serving on the Board of Directors or the Supervisory Committee email nominations@highpeaksfcu.com for more information.

We offer Montana Medical Savings Accounts

Reduce your state income taxes and earn tax-deferred dividends with a Montana Medical Savings Account (MSA). You can pay for qualifying medical expenses and save for future medical expenses. Contribute up to $4,500 annually and enjoy possible tax savings on your Montana tax return (Consult your tax advisor).

Click here to learn more about our MSAs.

CU Money is replacing Atira Cards at year-end

We’re pleased to offer CU Money Visa prepaid card starting January 2024. The Everyday Spend Prepaid card works just like a traditional debit card, but with more convenience and security:

Safer than cash
Accepted everywhere you see the Visa logo
Multiple card designs to express your personality
Convenient CU Money mobile app to access and manage your card from anywhere 24/7.

It’s easy to avoid dormant account fee

If a member has a dormant account and does not have an active loan of any type, a Share Certificate, or an IRA/SEP, then the member’s account will be assessed a $25 dormant fee in December of each year for maintaining the dormant account. It’s easy to avoid dormant account fees. Click here for details.

2024 calendars now available >

Visit any branch to pick up your free calendar, while supplies last.

We are family friendly

Your children, siblings, parents, grandchildren, and grandparents can enjoy the same benefits as you, including our 5.25% CDs, Montana Medical Savings
Accounts, free checking and more. Share us today!

eStatements easy and efficient

Viewing your statements online is faster, safer and more efficient than having them mailed. eStatements don’t need to be stored or filed. Sign up today through Online Banking.

Holiday closures

Thanksgiving holiday Thursday-Friday, November 23-24
Christmas Monday, December 25
New Years Day Monday, January 1, 2024