October 18, 2024
OIR: Amended Emergency Orders
The Office of Insurance Regulation issued amended emergency orders regarding Hurricanes Helene and Milton, adding policyholder protections for those impacted by the storms.
Emergency Order 400385-24 Hurricane Helene
Applicable to Alachua, Charlotte, Citrus, Columbia, Dixie, Gadsden, Gilchrist, Gulf, Franklin, Hamilton, Hernando, Hillsborough, Jefferson, Lafayette, Lee, Leon, Levy, Liberty, Madison, Manatee, Pasco, Pinellas, Sarasota, Suwannee, Taylor, and Wakulla counties.
Emergency Order 400386-24 Hurricane Milton
Applicable to Brevard, Charlotte, Citrus, Clay, Collier, DeSoto, Duval, Flagler, Glades, Hardee, Hendry, Hernando, Highlands, Hillsborough, Indian River, Lake, Lee, Manatee, Marion, Martin, Nassau, Okeechobee, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Putnam, Sarasota, Seminole, St. Johns, St. Lucie, Sumter, and Volusia counties.
Both orders:
- Extend grace periods for any policy, provision, notice, correspondence, or law that imposes a time limit upon an insured to perform any act until December 10, 2024.
- Prohibit the cancellation or nonrenewal of a policy in an impacted area, except at the written request of the policyholder, until December 10, 2024.
- Prohibit the cancellation or nonrenewal of a personal residential or commercial residential property insurance policy covering a property repaired due to damage from Hurricanes Helene or Milton for a period of 90 days after it has been repaired.
- Direct insurers, surplus lines, and other regulated entities to implement processes and procedures to facilitate the efficient payment of claims.
DFS Hurricane Insurance Village Update
The Lakeland Insurance Village is now closed.
The other three insurance village locations will remain open until further notice from the Department of Financial Services.
BRADENTON
Bradenton City Hall, Auditorium Building
101 12th Street West
Bradenton, FL 34205
Hours: 9:00 AM to 5:00 PM
PLANT CITY
Florida Strawberry Festival
303 Berryfest Place
Plant City, FL 33563
Hours: 9:00 AM to 5:00 PM
CLEARWATER
Long Center
1501 North Belcher Road
Clearwater, FL 33765
Hours: 9:00 AM to 5:00 PM
For further information please visit www.FloridaDisaster.org.
Carrier Updates
Cajun Underwriters Reciprocal Exchange (NAIC#: 17321) was approved by the Florida Office of Insurance Regulation as Federally Authorized.
LIO Specialty Insurance Company (NAIC#: 17346) was approved by the Florida Office of Insurance Regulation as Florida Eligible.
www.fslso.com
Have questions? Contact us at 800.562.4496, option 1 or email agent.services@fslso.com.
