For the last ten months, the FSLSO development team has been hard at work on a new and improved XML Batch filing system. 

The new XML Batch will launch in January 2024 with various new features and enhancements. Stay tuned for more information.

The Emergency Management Preparedness and Assistance (EMPA) surcharge is a fee charged on some lines of coverage that helps fund disaster planning and recovery.

The EMPA surcharge is $2.00 for residential policies and $4.00 for commercial policies.

• 1000 Commercial Property
• 1001 Builders Risk – Commercial
• 1003 Apartments – Commercial
• 1005 Commercial Package
• 1006 Condominium – Commercial
• 1017 Collateral Protection (force placed coverage)
• 2000 Homeowners-HO-1
• 2001 Homeowners-HO-2
• 2002 Homeowners-HO-3

• 2003 Homeowners-HO-4 – Tenant
• 2004 Homeowners-HO-5
• 2005 Homeowners-HO-6 - Condo Unit Owners
• 2006 Homeowners-HO-8
• 2007 Builders Risk – Residential
• 2009 Dwelling Property
• 2010 Farmowners Multi-Peril
• 2011 Mobile Homeowners

Florida’s Ongoing Property Insurance Crisis Leading to Spikes in HOA Fees

Some Floridians say they’re seeing their homeowner’s association fees skyrocketing.

Citizens Insurance Customers Urged to Find New Coverage

Florida’s largest home insurance company is shedding policies, and this week, many Southwest Florida homeowners received letters that they need to look elsewhere for coverage.

National Hurricane Center Forecasts Tropics Season Fizzle Out as Cold Front Aims at Florida

Forecasters with the National Hurricane Center are sticking with their prediction of the 2023 hurricane season going out with a whimper this week as tropical cyclone formation is not expected during the next seven days in the Atlantic.

Lloyd’s Announces Consultation on Roadmap for Insuring Low-Carbon Transition

The world’s oldest insurance market, Lloyd’s, has launched a consultation which sets out its proposed approach for the next three years across all areas of sustainability, as it looks to support global ambitions to achieve net zero.

91% of Florida Voters Concerned About Rising Homeowners' Insurance

Nine in 10 Florida voters have seen drastic increases in their cost of living over the past two years and a staggering 91% of voters are concerned about the rising cost of homeowners insurance.