It’s easy for coastal homebuyers to look up a property’s future flood risk – the rating is right there on the real estate listing. Near the water, the risk is often a 9 out of 10, or worse. But that isn’t stopping demand.

In Florida, houses near the water are still snapped up within days, even though many won’t outlast their 30-year mortgages without damage or expensive adaptations as sea level rises, write Risa Palm and Toby Bolsen.

The two Georgia State University scholars follow the coastal real estate market and the impact that climate change is having. Their latest survey shines a light on some of the problem: Nothing is forcing buyers to consider the long-term risks. And taxpayers shoulder part of the cost.

Also today:

Stacy Morford

Environment + Climate Editor

Apollo Beach, Fla., averages 3 feet above sea level, with many homes directly on the water. Google Earth

Coastal home buyers are ignoring rising flood risks, despite clear warnings and rising insurance premiums

Risa Palm, Georgia State University; Toby W. Bolsen, Georgia State University

Two professors asked hundreds of Florida real estate agents what they're seeing in the market and hearing from homebuyers.

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