July 2025 Market Update

July marked another strong month for global equity markets, with U.S., Canadian, and international stocks all posting gains. Central banks remained on hold amid economic uncertainty, while new U.S. tariffs added fresh complexity to global trade. Meanwhile, corporate earnings continue to beat expectations, helping support investor sentiment.

As always, if you have any questions, please do not hesitate to reach out to Harry, David, or Kevin.

Pay Down Debt or Invest?

Paying down debt or investing, what’s the smarter move right now? In this video, we break down the pros and cons of each strategy, how interest rates and market conditions affect your decision, and what you should prioritize in today’s environment.

If you’re unsure whether you should be focusing on your investments, or your debt repayments, we’re happy to have a conversation with you around what strategy is more appropriate for getting you where you want to go.

Paying Off Debt Vs. Investing

Paying down debt and investing are both effective strategies for increasing net worth—but which is better? Here are some different perspectives to assist you in choosing which approach is best for your financial situation.

Source: AdvisorStream

How To Withdraw RESP Funds

For years, you’ve been contributing to a Registered Education Savings Plan (RESP) to support your child’s post-secondary education. Now that they’re ready to begin their studies, the next step is understanding how to withdraw funds from the RESP effectively.

Source: AdvisorStream

Understanding Risk Vs. Reward

Whether you opt for an aggressive investment strategy in pursuit of higher returns or take a more conservative approach to safeguard against potential losses, a range of options are available. Enhance your understanding of the risk-reward dynamic and explore effective risk management strategies so you can reap the rewards comfortably.

Source: AdvisorStream