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LEADING THE WAY FOR INSURERS
August 14, 2026
Mid-Year Stamping Office Assessment Available
The Mid-Year U.S. Surplus Lines Stamping Office Assessment is live.
In addition to the fifteen U.S. Stamping Offices, FSLSO has included its SLIP+ and SLIP Legacy clients. View the full report by clicking on the button below.
Investing in the Future of RMI
This past month, our office made two significant gifts to two of our Risk Management and Insurance University partners.
These endowments allow us to build our partnerships by expanding students’ exposure to the surplus lines industry and helping prepare the next generation of insurance professionals.
We are excited to continue supporting the work happening at Florida State University and the University of South Florida to create even more opportunities for students in the years ahead.
Helpful SLIP+ Navigation
Did you know about these quick and easy navigation options? Explore your SLIP+ account today.
Options under Settings:
- Preferences – Under Agent and Agency Assignment you can set up specific agents to select from for reporting or select all agents by moving names from Available Agents to Selected Agents.
- Contacts – Update the executive and submission contact information for your account.
- User Manager – Update your user details, security information and email notification selection.
Multi-Factor Authentication (MFA) – setup and/or change the selection you originally setup. MFA selections are authenticator app, email or SMS (text message).
Options under Filings Tab:
- By selecting Batch Upload, Upload Batch File, you can find the SLIP+ Florida Active Agents and Agencies List. This list is updated daily. It shows you the Agent/Agency Name and their Florida license numbers. You can download the current documentation for batch filing for XML or CSV formats.
By selecting Batch Upload, Validate XML Batch File, you can validate your file before uploading to ensure you have the schema details correct.
Options under Compliance Tab:
- No Business: If your company did not write business during a reporting period, submit a No Business report so FSLSO knows there is no business to report.
Catastrophe Data: FSLSO gathers this important information to assist the Florida Department of Financial Services (DFS) and Florida Office of Insurance Regulation (OIR) in the event of a natural disaster.
Home State
Nonadmitted and Reinsurance Reform Act (NRRA) Home State Definition:
In General, except as provided in subparagraph (B), the term ‘‘home State’’ means, with respect to an insured:
- the State in which an insured maintains its principal place of business or, in the case of an individual, the individual’s principal residence; or
if 100 percent of the insured risk is located out of the State referred to in clause (i), the State to which the greatest percentage of the insured’s taxable premium for that insurance contract is allocated.
Affiliated Groups: If more than 1 insured from an affiliated group are named insureds on a single nonadmitted insurance contract, the term ‘‘home State’’ means the home State, as determined pursuant to subparagraph (A), of the member of the affiliated group that has the largest percentage of premium attributed to it under such insurance contract. 15 U.S.C. § 8206(6).
For group or master policies, the reporting requirements depend on whether the insureds are affiliated. If the insureds are affiliated, the master policy and all associated certificates must be reported to the home state of the master policy. If the insureds are non‑affiliated, the premium for each certificate must be filed in the state where that specific risk is located.
Identifying the correct home state is an important first step when reporting non-admitted insurance premium. The home state determines where the policy should be filed and where the applicable premium tax is reported. For business entities, this is generally the state where the insured maintains its principal place of business; for individuals, it is generally the state of the insured’s principal residence. If the insured risk is located entirely outside that state, the home state may be the state where the largest percentage of taxable premium is allocated. Confirming the home state before reporting can help reduce filing errors and requests for policy documentation when verification is needed.
U.S. Premium vs Non-U.S. Premium
When reporting premium, insurers should separate U.S. premium from non-U.S. premium based on where the insured risk is located. U.S. premium should be reported according to the applicable home state or filing requirements, while premium tied to risks outside the United States is considered non-U.S. premium and should not be included in the premium reported to FSLSO in SLIP+. For Florida home state policies with both U.S. and non-U.S. exposure, be sure to review the allocation and supporting documentation before filing so the correct premium is reported.
Example: If a policy has a total premium of $100,000 and covers both U.S. and non-U.S. locations, the premium should be allocated based on where the risk is located. For instance, if $70,000 of the premium applies to locations in the United States and $30,000 applies to locations outside the United States, the insurer should report $70,000 as U.S. premium. The remaining $30,000 would be considered non-U.S. premium and should not be included in the U.S. premium reported in FSLSO SLIP+.
Have questions? Don't hesitate to contact us anytime:
insurer.services@fslso.com or 800.562.4496.
