February 23, 2026 | Notice to Florida Surplus Lines Agents: Insurer Eligibility Compliance Update

The Florida Surplus Lines Service Office (FSLSO) is issuing notice that four surplus lines insurers are currently out of compliance with Florida Statute 626.931, Agent Affidavit and Insurer Reporting Requirements. This statute requires all alien and foreign surplus lines insurers writing in Florida to file required premium reports in the form and within the timeframe set forth by the Surplus Lines Law.

Consistent failure to comply with this statutory obligation may result in the withdrawal of a carrier’s eligibility to transact surplus lines business in the state of Florida. At this time, the following insurers are in jeopardy of being referred to the Florida Office of Insurance Regulation (OIR) for removal from the state’s eligibility list due to non-compliance:

• EVERSPAN INDEMNITY INSURANCE COMPANY - NAIC # 16882

• FORTEGRA SPECIALTY INSURANCE COMPANY - NAIC # 16823

• NAVIGATORS SPECIALTY INSURANCE COMPANY - NAIC # 36056

• SPINNAKER SPECIALTY INSURANCE COMPANY - NAIC # 17045

Accordingly, FSLSO will be removing these carriers from its filing platform, SLIP+ on March 3, 2026 if the filing requirement is not met.

If you have placed business with the listed insurers and need to complete a filing, please contact our Agent & Insurer Services team at 800.562.4496, option 2, or email insurer.services@fslso.com for assistance.

Agent Responsibility and Compliance

This notice also serves as a reminder of the critical responsibility that rests with Florida surplus lines agents. Agents must ensure they are placing coverage with carriers that are eligible and in good standing with Florida regulatory requirements. Doing so protects the integrity of Florida’s surplus lines marketplace.

FSLSO strongly encourages all agents to routinely verify the eligibility and financial health of surplus lines insurers by referencing the Florida OIR’s Company Search Tool and FSLSO’s Insurer Financials Reports.

We appreciate your continued commitment to regulatory compliance and the responsible placement of surplus lines insurance in Florida.

Have questions? Don't hesitate to contact us anytime:
insurer.services@fslso.com or 800.562.4496.