Many Australians are feeling the pressure as they juggle trying to save for a home at the same time as paying more for basics including food, power and transport.

There are also those struggling to keep up with their mortgage repayments after being hit by 13 interest rate rises since May 2022, and still others unable to find even the most basic of properties to rent.

The government is under community and opposition pressure to provide solutions and among a number of other schemes, last year announced the Help to Buy Scheme which is currently before parliament.

In the second part of The Conversation’s series on the housing crisis, Brendan Coates, the Grattan Institute’s economic policy director assesses the scheme. If passed, the government will contribute up to 40% of the price of a new home and up to 30% for an existing dwelling. Buyers will need a minimum deposit of 2%.

However, as Coates outlines, there are some issues with the scheme, which could be improved by a few simple changes.

Other pieces to be published this week include one by economist John Hawkins on what impact he thinks the interest rate cuts expected in the next 12 months will have on the housing market, while Michelle Cull from the University of Western Sydney explains negative gearing and how it affects housing stock.

Margaret Easterbrook

Business Editor

The government’s Help to Buy scheme will help but it won’t solve the housing crisis

Brendan Coates, Grattan Institute

A new government housing assistance scheme risks becoming a lottery because many more people are eligible than the 10,000 places available each year.

Dreading footy season? You’re not alone – 20% of Australians are self-described sport haters

Hunter Fujak, Deakin University; Heath McDonald, RMIT University

New research sheds light on the reasons why many people dislike sport in a sport-mad nation.

In a dangerously warming world, we must confront the grim reality of Australia’s bushfire emissions

Robert Hortle, University of Tasmania; Lachlan Johnson, University of Tasmania

Australia’s approach to estimating bushfire emissions is credible and sophisticated. But it must be refined as technology improves and the climate changes.

Hearing loss is twice as common in Australia’s lowest income groups, our research shows

Mohammad Nure Alam, Macquarie University; Kompal Sinha, Macquarie University; Piers Dawes, The University of Queensland

This is both a result of social inequality, and an issue that could widen disparities further.

Your face for sale: anyone can legally gather and market your facial data without explicit consent

Margarita Vladimirova, Deakin University

Our facial information is sensitive – yet companies and individuals can collect, sell and manipulate it without our consent. Australian law must change to protect us all.

NZ can help people fleeing Gaza with emergency family reunification – will the government act?

Jay Marlowe, University of Auckland, Waipapa Taumata Rau

Palestinian families in New Zealand are poised to sponsor relatives trying to flee Gaza. National-led governments have allowed such intakes in past crises – and here’s how it could work now.

Diplomacy and resistance: how Dune shows us the power of language – including sign language

Gemma King, Australian National University

Although not a true sign language, the use of sign in Dune can still teach us a lesson about the value of sign language.

How a Netflix show has become a key driver behind F1’s rising popularity

Raymond Boyle, University of Glasgow; Richard Haynes, University of Stirling

Drive to Survive is one of the streamer’s most successful shows.

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