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LEADING THE WAY FOR INSURERS
December 30, 2025
New Year’s Holiday Closure and Our Thanks for 2025
FSLSO will be closed on Thursday, January 1, and Friday, January 2. Normal business hours will resume on Monday, January 5.
As we wrap up 2025, we want to take a moment to say thank you for letting us serve you this year. We value the relationships we have built with our agents, insurers, and partners, and we are grateful for the trust you place in us every day.
Your feedback, collaboration, and dedication to your work help drive everything we do, and we are excited to carry that momentum into 2026.
From all of us at FSLSO, we wish you and your families a wonderful, restful New Year filled with good health, success, and new opportunities.
Third-Quarter Premium Reports Due December 31
Third quarter 2025 premium reports are due by Wednesday, December 31, 2025.
Surplus lines insurers are required to report all surplus lines insurance transacted for insurance risks located in Florida in accordance with Section 626.931, Florida Statutes. This requirement applies even when certain risks are exempt from Florida surplus lines taxes. Accurate and timely reporting from both surplus lines agents and insurers is essential for regulatory compliance and data integrity.
When preparing your report, keep the following tips in mind:
- Florida must be the home state for the policies filed with FSLSO. If Florida is not the home state, do not report the premium to FSLSO. Premium for non-U.S. territories should be excluded from the premium amount submitted in SLIP+.
- Only the percentage of the premium your company is responsible for should be included in your file. In cases where the risk is divided among multiple carriers, be sure to file only the percentage of the premium your company is at risk for, not the entire policy premium. Note: If your company is listed as a syndicate on a Lloyd’s policy, you do not need to report it. Lloyd’s is responsible for submitting syndicate policies.
- The transaction must occur within the reporting period. Use transaction effective dates for your submissions and ensure the dates you submit fall within the reporting period.
Premium Deficiency Notices
Under Sections 626.931(3) and (4), Florida Statutes, insurers are required to report all surplus lines insurance transacted for risks located in Florida. Foreign insurers report on a quarterly basis, and alien insurers report on an annual basis. A Premium Deficiency Notice may be issued if insurer premium reports have not been received for the stated period or if the insurer reported premium is significantly less than what agents and IPC filers have reported for the filing period.
It is critical that all premium deficiencies are resolved by the deadline stated in the email notice. Failure to report all premium bearing transactions within the required reporting period may result in a referral to the Florida Office of Insurance Regulation for failure to comply with Florida Statutes. If deficiencies are not resolved by the deadline, your company may also face removal from the Eligible Surplus Lines Insurer list in FSLSO SLIP+, which is visible to both insurance agents and independently procured coverage filers.
Simplify Your Reporting with Batch Upload and API Integration
To improve timeliness and reduce errors, insurers may submit transactions via batch upload or through API integration with FSLSO SLIP+. This allows you to send data daily or as transactions occur instead of waiting until the end of the reporting period.
For technical details, log in to FSLSO SLIP+, go to Filings, select Batch Upload, then Upload Batch File, and review the Insurer XML V2.0 and CSV V1.0 Documentation and the FSLSO Batch Manual, which include information on API batch submission.
Did You Know? Use Reporting Entity Search in SLIP+ to Find Who Filed a Policy
We’re continuing to enhance your SLIP+ experience with tools designed to simplify filing and improve clarity. One feature you have access to is the Reporting Entity Search, which helps you quickly identify the broker or agent responsible for filing a policy.
With the Reporting Entity Search, you can search using a “starts with” method by:
- Policy Number
- Insured Name
Please note: Policy Number and Insured Name searches require a minimum of four characters.
Your search results will display:
- Policy Number
- Insured Name
- Entity Name
A few helpful notes:
- If no results appear, the policy has not been filed by a broker or agent.
- If you see the message: "This policy exists but has been filed with a different insurer. Please contact SLIP+ for Florida staff for assistance at insurer.services@fslso.com" this means the policy was filed by an insurer that is not affiliated with your company.
This feature is a simple way to gain more visibility into policy filings and quickly determine the correct reporting entity.
Have questions? Don't hesitate to contact us anytime:
insurer.services@fslso.com or 800.562.4496.
