June 2025 Market Update

May and June saw strong market performance, marking a rebound from the previous two-month downturn. As the 90-day tariff postponements near their end, trade policy is expected to return to the spotlight. We'll be closely monitoring how tariff and trade negotiations unfold in the coming weeks.

As always, if you have any questions, please do not hesitate to reach out to Harry, David, or Kevin.

Lifestyle Creep

In this month’s educational video we discussed Lifestyle Creep, what it is, how it occurs, why it’s important to monitor and how to ensure you are protecting your financial goals from it. Lifestyle Creep can sneak up on you and left unchecked, it can rob you of financial progress. 

If you have any questions about Lifestyle Creep or would like to assess if its impacting your financial plan, feel free to reach out to Harry, David, or Kevin.

How To Avoid Lifestyle Inflation

Lifestyle inflation, also known as lifestyle creep, occurs when higher income results in increased discretionary spending, which can reduce disposable income, limit savings, and weaken overall financial security. Here are 8 tips to help you avoid lifestyle inflation.

Source: AdvisorStream

Should I Use ChatGPT Or A Financial Advisor?

With recent advancements in AI language models like ChatGPT, you might wonder whether they can replace a human financial advisor. In short, the answer is no—but they can still be a valuable resource. Here’s what you need to know.

Source: AdvisorStream 

 What Is  Too Much Investment Risk?

Risk is a unique concept for each investor—what feels like too much or too little often depends on individual personality, preferences, and comfort level. Here are 4 signs you have too much investment risk and how to fix it.

Source: AdvisorStream

Bad Debt Verse Good Debt

What’s considered good debt versus bad debt? When does it make sense to borrow, hold off, or pay in cash? Here’s what you need to know to make smart financial decisions.

Source: AdvisorStream