August 7, 2025

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A Market in Motion: Explore Florida’s Latest E&S Data

In this edition of Market Insights, we’re tracking Florida’s E&S market as it moves through a softening market cycle — with modest premium growth, rising policy volume, and new carrier entries contributing to a competitive, capacity-driven landscape.

This report includes detailed trends and projections through 2025 for top lines of business including:

  • Commercial Property
  • CGL
  • HO-3
  • Windstorm & Hail
  • Personal Flood
  • Plus, additional lines worth a closer look

You’ll find data visualizations, five-year trendlines, and insights into average cost per policy across each line. It’s a comprehensive snapshot of where the market stands — and where it may be headed.

Download the full report below to see how Florida’s surplus lines market continues to evolve.

DOWNLOAD THE FULL MARKET INSIGHTS REPORT

If you have any questions, please contact FSLSO staff at 800.562.4496, or by email at publicinfo@fslso.com.

 

FSLSO

1441 Maclay Commerce Drive, Suite 200

Tallahassee, FL 32312
800-562-4496 • Office

publicinfo@fslso.com

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