Welcome to the
MoneyAdvice@Work® Newsletter!
The MoneyAdvice@Work® Newsletter is a quarterly resource that brings
you industry insights, updates on upcoming education events, and an
independent perspective from your Francis Investment Counsel advisors.
We Need Your Help!
We’re always looking to improve our services. Tell us what you think about the MoneyAdvice@Work® benefit offered by your employer.
New in 2023: We’re excited to introduce a new education service, estate planning!
Your MoneyAdvice@Work® advisor will help you understand the important issues surrounding estate planning in light of your unique circumstance. We’ve partnered with the online will preparation service, Trust & Will. If you elect to use their services, they will provide a 10% discount off their regular retail prices for MoneyAdvice@Work® participants. Watch for more information in the new year or reach out to your advisor.
Plan it Forward
Talking about and planning for the passing of money between family members can be tricky. But it is so important to take care of this today so that your family’s financial future isn’t disrupted. Join us to learn how to plan your money forward. This webinar will be broadcast live on Wednesday, January 4, 2023 at 12:00pm (CT) and 4:30pm (CT). Register today!
Catch-Up on the
Capital Markets
We all know that investing can be a wild ride. It’s difficult to keep track of everything that’s going on in the marketplace. Here’s your chance to catch up. Click here to review this quarter’s market headlines.
Stock market turbulence rattles investors: what you should do with your 401(k)
Recent stock market turbulence is making many investors uneasy. Mike Francis describes how we can manage 401(k)s wisely during uncertain times. Read the full article here.
Do I need life insurance for my baby?
Life insurance is intended to insure against the risk of a financial loss. Since you are not financially dependent on your child, the short answer is no. However, there are costs associated with the final expenses after a death. The most efficient way to prepare for those costs is in your emergency savings account.
Have a question you’d like us to answer? Submit it here.
IN CASE YOU MISSED IT…
We get it – we know you’re busy. That’s why we created the Monthly Minute. These short articles bring you practical money tips that you can read fast. Here’s your chance to re-cap the past quarter’s Monthly Minutes.
July
Get More Tax-free Income with Roth Conversions
Did you know that you may be able to convert pretax dollars to Roth inside your retirement account? The recent market sell-off makes this an excellent time to consider one. Click here to learn more.
August
New App Polling
The MoneyAdvice@Work® mobile app conveniently connects you to your advisor and helps you do money better with the latest news and tips about your money. Now, it could even make you money with our new polling feature! Each month we’ll select one $100 winner from those who answered all four polls during the previous month. Learn more here!
September
Save For Your Future and Get a Tax Credit
Who knew you could get a tax credit for saving in your workplace retirement plan? That’s right; the Retirement Savings Contribution Credit (known as the “Saver’s Credit”) is a tax credit worth up to $1,000 ($2,000, if married filing jointly) for mid-and low-income workers who contribute to a retirement plan. Click here to see if you’re eligible.
What is MoneyAdvice@Work®?
You work hard for your employer – and your employer is committed to you! That’s why they sponsor MoneyAdvice@Work®. This employee benefit ensures that you and your family receive the money help that you need, all from a conflict-free, sales free advisor – Francis Investment Counsel. They’re here to help you with personalized money advice. Click here to schedule a remote session.
Instant message your advisor and access over 400 courses, tools, news and events. Visit Google Play or the Apple App store to download the free app!
