Dear Member,

In this edition of our newsletter, we're empowering you on multiple fronts. 

Whether you're looking to tighten your belt or make a smart purchase, we've got you covered. Learn how to save money by reducing food waste and discover effective strategies to combat fraud. We delve into credit card debt payoff plans and explore our transport loan options to get you where you need to go. Finally, we offer words of wisdom to keep in mind as you navigate your finances. Enjoy the read.

With best regards,

Thamesbank editorial team

How to reduce food waste and save money

When we waste food, we waste money. By making small changes in how we shop, store, and consume food, we can save a significant amount of money over time. Read some tips on how to reduce food waste and save money from our website.

10 Easy wins to protect yourself from fraud

In today's digital world, staying safe online is crucial. We explored ten powerful strategies to fortify your defenses against cybercrime and fraud.

From impenetrable passwords to outsmarting sly scams, you'll discover tactics to navigate the web with confidence. Learn more from our website.

Best strategies to pay off multiple credit cards

If you can afford to do so, stop using your credit cards.

This may not be possible for everyone. After all, you still have to put food on the table and pay your bills. If you can’t cut your credit card use altogether, take a look at your budget and consider using your debit card instead whenever possible.

We’ve put together some ideas on how to pay off your credit cards.

Transport Loan

Transport is important to get from one place to another and can get expensive. For example, you might need your car for the school run, to get to work or even just for visiting family and friends. When that goes wrong it can turn into a big, unexpected cost, that’s where our Transport Loan comes in. Get your car back on the road, or maybe it’s time for a new one altogether.

With our transport loan, you can borrow a loan of up to £5,000 that is repayable over up to five years (60 months), where the interest rates will be commensurate with the size of the loan.

The loan will be applicable to any of the following means of transport:

• Powered Scooters
• Mobility Scooters
• Powered or Manual Bikes
• Motorcycles
• Used cars
• Travel cards

As Thamesbank, we are here to support you with no set-up fee, or early repayment charges.

Ready to get started?

Simply complete our online form.

Words of wisdom

"Beware of little expenses; a small leak will sink a great ship." - Benjamin Franklin

This proverb highlights how small, uncontrolled spending can add up and negatively impact your finances in the long run. 

Members noticeboard

Mukesh Malhotra, Chair, wins global award

Our Chair, Mukesh Malhotra, received the ‘International Service Award for a Polio-Free World for 2023-2024’ from Rotary International. Read the full article on our website.

Lottery - enter now

As a member of Thamesbank Credit Union, you have the chance to enter the lottery, run by our back-office provider, Credit Union Solutions (CUS).

Each entry is £1, and each member can have up to 10 chances per month.

For all the details, to enter the lottery and to see past winners, visit the Credit Union Solutions (CUS) website.

Share this newsletter

Please feel free to share this newsletter with your colleagues, friends and anyone else who may be interested in the content within it. 

With thanks from the Thamesbank editorial team.

Thamesbank Credit Union Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Firm Reference Number No. 416486).

Ethical and affordable finances  |  Helping you to save and borrow

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