Dear Member,

Get festive-ready… Your Thamesbank Christmas edition is here.

Christmas is less than a month away, and to capture the festive spirit, we've crafted a special Christmas edition instead of our usual monthly newsletter. Dive into a wealth of financial wisdom with Thamesbank: find budget-friendly gift exchange ideas, tips for winter preparation, and heartfelt suggestions for meaningful celebrations. Explore our #TalkMoney initiative for insights into securing your financial future. Embrace the holiday cheer stress-free with Thamesbank's Christmas Savings Account, ensuring a worry-free December. Plus, ease seasonal financial strains with our affordable Christmas Loan. Finally, don't miss our Christmas opening hours and important deadlines.

Wishing you joy in the countdown to Christmas!

With best regards,

Thamesbank editorial team

One thing to improve your financial wellbeing – #TalkMoney initiative

Thamesbank Credit Union took part in the #TalkMoney initiative encouraging individuals, stakeholders, partners, organisations, and businesses across the UK to inspire financial wellbeing by doing one thing. 

Financial wellbeing is a goal many of us aspire to achieve. Whether you’re saving for a major purchase, planning for retirement, or simply striving for a more secure financial future, there are several steps you can take to make your money work for you.

Talking about money may seem intimidating, but it’s essential. When we share our financial experiences, we make better decisions, strengthen relationships, and reduce stress. These small actions collectively create a financially educated and resilient community.

Read the full article on our website.

Unwrapping fun: 7 creative gift exchange ideas beyond Secret Santa

In a world where meaningful gestures matter more than price tags, finding budget-friendly gift ideas that resonate is an art. Whether it’s a special occasion or a holiday season, thoughtful presents need not strain your finances. At Thamesbank, we understand the importance of celebrating without compromising your budget. We’ve put some creative ideas akin to these traditions that can add excitement to your gift exchange. These ideas can be found on our website.

Get ready for winter

Prepare for winter by optimising your heating system and saving money. Simple steps like reducing boiler temperature, bleeding radiators, and regular boiler service can make a big difference.

Thamesbank Christmas Savings Account

Embrace the joy of the festive season without the stress of finances! Open a Christmas Savings Account with Thamesbank Credit Union today.

Picture this: December 2024, and you're not worried about last-minute shopping or stretching your budget. With our account, you can save hassle-free from January till December. Your funds are automatically deposited into your nominated account by the end of November, ensuring you have a jolly and stress-free Christmas.

Start the new year with a smart financial move. Reach out to us at admin@thamesbank.org and let's make this Christmas and every one after it, merrier.

Christmas Loan

Excitement fills the air as the festive season approaches—a time for cherished moments with loved ones. However, we understand the holiday juggle between joyful celebrations and unexpected expenses like fixing a faulty boiler right before the festivities.

At Thamesbank, we're here to lighten your load with our Christmas Loan. Say goodbye to the stress of choosing between Christmas gifts and urgent repairs. Unlike pricey credit cards or doorstep lenders, our rates are super affordable. You can borrow up to three times the amount you've saved in your basic savings account, capped at an extra £10,000 above your savings.

Let us help you make this Christmas merry and worry-free. Learn more about our Christmas Loan today.

Words of wisdom

The magic of Christmas lies in the moments we share and the joy we spread.

1. Prioritise presence: Be present with your loved ones. The best gift is often your undivided attention and time.
2. Mindful giving: Consider thoughtful gifts that hold sentimental value rather than just material worth.
3. Spread kindness: Small acts of kindness can make a big difference. Consider volunteering or supporting a charity.
4. Embrace traditions: Cherish and enjoy the traditions that make Christmas special for you and your family.
5. Self-care: Amidst the hustle, take time for yourself. It's okay to relax and recharge.
6. Gratitude: Reflect on the year and be grateful for the good moments and lessons learned.

Members noticeboard

Christmas opening hours and application deadlines

The office will be closed from midday on Friday, 22 December 2023 and reopen on Tuesday, 02 January 2024  at 8am.

The deadline for share withdrawals, if not made through the members' area, to ensure processing before Christmas is Wednesday, 20 December 2023. For withdrawals through the members' area, the cutoff is Friday, 22 December 2023 at 9am.

The deadline application for loans is Monday, 18 December 2023. We require the application and all supporting documents by the close of business on that day.

We will make every effort to process any late requests. However, we cannot guarantee immediate processing. Requests received after the deadline will be handled upon our return if unable to process immediately.

Join Thamesbank's Board of Trustees 

Thamesbank is actively recruiting new members to join our board of trustees. To inquire or apply, simply send an email to info@thamesbank.org with the subject line "Director Application." Include a brief message explaining why you'd like to become a Director, along with your CV detailing your background and experience. Join us in making a difference.

Learn more about becoming a Thamesbank Director from our website.

Lottery - enter now

As a member of Thamesbank Credit Union, you have the chance to enter the lottery, run by our back-office provider, Credit Union Solutions (CUS).

Each entry is £1, and each member can have up to 10 chances per month.

For all the details and to enter the lottery, visit the Credit Union Solutions (CUS) website.

Share this newsletter

Please feel free to share this newsletter with your colleagues, friends and anyone else who may be interested in the content within it. 

With thanks from the Thamesbank editorial team.

Thamesbank Credit Union is authorised and regulated by the FCA and PRA Reg. No. 416486. Registered office address: The Bungalow, Pinkwell Lane, Hayes, UB3 1PE

Ethical and affordable finances  |  Helping you to save and borrow

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