Good morning and happy Friday! 🌞

We know it could be a lot happier without stock market hand-wringing and Coronavirus hand-washing consuming more of our days than we'd like. 😨

We'll leave it to others to tackle health-related matters while we take a step back to help keep the bigger picture in perspective when it comes to managing money matters in uncertain and volatile times. 🎢 

We're looking for the silver lining and offering insights on ways to bounce back in a bear market.🐻 As Chumbawamba said so eloquently (26 times!) in their 1997 hit, I get knocked down, but get up again. You are never gonna keep me down! 🥊

Subscriber poll: Have Coronavirus concerns impacted your daily work routine or vacation plans? Click here to let us know how your life has been impacted. We'll select one response to receive a $20 Amazon Gift Card from Wealthtender.

HAVE YOUNG CHILDREN? GET PAID TO HELP THIS START-UP

Are you a parent of a child aged 5 - 12? 🚸 

Harmonic Insurance, a new start-up changing the way families discover and engage with insurance, would like to speak with parents about how they plan for their family's financial future. 

Interviews will be 40 - 60 mins and will be conducted via video-call.  Please fill out this short survey.  Those selected for the interview will receive a $50 gift card. 💰

“I buy on the assumption that they could close the market the next day and not reopen it for five years.” These words from legendary billionaire investor Warren Buffet may be worth contemplating if you're worried about the current market turmoil, especially if you're a younger investor. Are you buckled in? 💺 [Wealthtender]

The fastest-growing commute is not having one at all. Before the Coronavirus thrust working from home on many employees not expecting it, the growth of remote work was already well underway. Are you ready to work from anywhere but work? 🙋‍♀️ [Vox]

With many stocks been battered and bruised, having bonds in your portfolio could help soften the blow. But is now the right time to reallocate into bonds? 🤔 [Wealthtender]

Mortgage bankers just doubled their 2020 refinance forecast. With interest rates at record low levels, how much money can you put back in your budget if you refinance? 🏡 [CNBC]  

Buying index funds offers a low cost way to get into the market if you want to take advantage of beaten up stock prices. But if you don't have a brokerage account opened yet, where do you begin and how do you set your strategy? 📈 [Just Start Investing]  

52% of Americans admit to having cried because they didn’t have enough money. To get to the root of that problem, we need smart, trustworthy, empathetic people to talk to about our financial life. 👩‍💼 [Wealthtender]

Stockpiling toilet paper? 🧻 Psychologists weigh in on why our brains push us to panic buy — even when authorities are assuring the public there’s no need to. [CNBC]

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THAT'S A WRAP! 🎬

Each week we'll be back in your inbox with money tips to help you enjoy life more with less money stress. Don't want to wait until next Friday to spend more time with us? Visit us anytime at wealthtender.com or join The Wealthtender Community on Facebook! 

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PS: Have a personal finance question you would like our writers to answer? 🤔 Or would you like to suggest a topic for an article you would like to see on Wealthtender? Anything we can be doing better? Let us know at #heywealthtender.

PPS: Missed last week's newsletter? Well, it's your lucky day.