Dear Member,

As the summer holidays wind down, it's time to start preparing for the school year ahead. 

In this edition, we’re busting myths about switching energy suppliers, offering smart thrifting tips for back-to-school shopping, and showing how our Child Benefit Loan can ease your school-related expenses. Plus, don’t miss out on a special bonus when you open a Junior Savings Account today.

In other news, we will be launching a new app soon. More information in our ‘Members’ Noticeboard’ section.

If you have any topics that you would like us to cover in future newsletters, simply email us on news@cus.coop.

With best regards,

Thamesbank editorial team

Myth-busting: the truth about switching energy providers

Think switching energy providers is too much hassle? Think again! Discover the truth behind common myths and learn how easy it can be to save money.

Back-to-School on a budget: thrifting tips

The back-to-school season can be a financial and environmental challenge. But by embracing sustainable practices, parents can not only save money but also reduce their impact on the planet. Thrifting offers a fantastic opportunity to find quality, affordable, and pre-loved essentials for the new school year.

Child Benefit Loan and Savings Plan 

Back to school can be expensive, but a Child Benefit Loan from Thamesbank Credit Union can help you make your money work for you. Apply today and get an immediate loan of up to £750 to help with the cost of school uniforms, shoes, books, and other essentials.

The loan is repaid over 50 weeks at a rate of 42.6% APR. You can also apply for a loan of £1,000 at 26.8% APR if you have more than one child, have paid off at least two £500 loans, and have £100 in Child Benefit Savings.

To apply for a Child Benefit Loan, simply visit our website and complete the online form. We'll help you get the money you need to make your child's back to school experience a success.

Please note:

• The loan is available to all families who receive Child Benefit, regardless of their income
• The loan is subject to status and eligibility criteria
• You will need to provide proof of income and expenses when you apply for the loan

Junior Savings Account – special offer

Is your child under 18 and excited to start saving? As a parent, guardian, or grandparent, you can help them build a secure financial future. With our Junior Savings Account, you can save anywhere from £5 to £100 per month.

For a limited time, we're offering a special bonus. New accounts will receive a bonus instalment—50% credited on the 1st anniversary and 50% on the 2nd anniversary of opening the account.

Interested? Simply email us at admin@thamesbank.org to get started. Don't forget to share this flyer with friends and family.

Words of wisdom

"An investment in knowledge pays the best interest." – Benjamin Franklin

This is a simple yet powerful way of saying that spending time and resources on learning and education is one of the best things you can do for yourself.

In financial terms, "interest" is the extra money you earn from an investment over time. When Franklin says that an investment in knowledge "pays the best interest," he means that the benefits you get from gaining knowledge—like better job opportunities, smarter decision-making, and personal growth—are far greater than the returns you'd get from many other types of investments.

Members noticeboard

New Member App coming soon

Exciting news! We're launching the new Sercle App soon, giving you the power to manage your credit union accounts and loans on the go—anytime, anywhere. Enjoy greater convenience and control right at your fingertips.

Want to be one of the first to try it out? Simply complete this form, and our team will reach out to you. Apply by 06 September 2024.

Are you a new payroll saver?

If you’ve recently joined our Salary Saving Scheme, you’re eligible to apply for a loan this December. You would need to complete our online application form.

You can borrow between £3,000 and £5,000, with repayment terms up to 60 months and an APR ranging from 12.7%. Subject to credit and affordability checks. Terms and conditions apply.

Lottery - enter now

As a member of Thamesbank Credit Union, you have the chance to enter the lottery, run by our back-office provider, Credit Union Solutions (CUS).

Each entry is £1, and each member can have up to 10 chances per month.

For all the details, to enter the lottery and to see past winners, visit the Credit Union Solutions (CUS) website.

Share this newsletter

Please feel free to share this newsletter with your colleagues, friends and anyone else who may be interested in the content within it. 

With thanks from the Thamesbank editorial team.

Thamesbank Credit Union Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Firm Reference Number No. 416486).

Ethical and affordable finances  |  Helping you to save and borrow

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