No images? Click here
Hi friend,
Happy New Year from DF-Direct: Your 2026 Financial Reset
Welcome to the new year! January is the time for a fresh start, setting clear goals, and implementing positive changes.
The financial resolution: no different than the gym
Every January, millions commit to joining the gym. The motivation is high, but the real secret to fitness success is not the initial sign-up. It is showing up consistently.
We encourage you to adopt the same disciplined approach to wealth management: commit to your financial health early and be consistent. Your investment portfolio is your financial fitness plan, and consistency is the key to achieving long-term strength.
The cost of waiting
To illustrate why starting now matters, consider this fundamental principle: the money you invest today has more time to grow than any dollar you invest later.
What Does the $202,000 Difference Buy?
By delaying investing for just five years, the potential ending value is $202,000 lower. This significant sum is the opportunity cost of waiting, and it could fund your future goals:
A decade of debt-free education: Covering nearly all tuition and associated costs for two children to attend public universities, securing their educational future without parental debt.
Student loan freedom
The ultimate down payment: More than doubling the median required down payment in many major cities, making home ownership a reality years sooner.
Leveraging bonus season
January often marks the distribution of year-end bonuses. This provides an immediate opportunity to significantly advance your financial goals and avoid the "lifestyle creep" that can occur with unexpected liquidity.
The DF-Direct strategy for maximizing bonus impact
- Invest the majority immediately
Decide on a defined share of your net bonus and transfer that amount directly into your investment account.
2. Increase your monthly contribution
Use the momentum from the bonus to permanently lift your regular, recurring investment amount. This makes the bonus effect last all year and beyond.
Make 2026 your most productive investment year
Successful investors do not wait for ideal market conditions. They consistently invest early and regularly. Log in to your DF-Direct account today to review your current portfolio, adjust your strategy, and confirm your new recurring contribution level for 2026.
Wishing you health, happiness and prosperity for the new year!
The Dunhill Financial team
Upcoming Events:
DF-Direct Presents: Market Moves & Insights January 6th 2026 at 14.00 CET
Join us for our monthly deep dive into what’s moving the markets. We’ll look at recent trends, economic developments, and portfolio positioning.
DF-Direct Presents: Dunhill Financial - Q4 Economic Update January 22nd 2026 at 14.00 CET
Join us for an hour in which we discuss recent economic trends and developments on how we see the economy and markets evolving in the coming months, and how this affects our strategy going forward.
Join us in Rome: Meet the Author March 5th 2026
We’re excited to announce an upcoming author event with the American Club of Rome the first week of March, to discuss Borderless Living and life as an American abroad. The seats are limited so if you’d like to receive more details once registration opens, please register your interest here
