Thamesbank Times
Members eNewsletter
Ealing . Hounslow . Kingston . Richmond & Wandsworth . Spelthorne
Dear Member,
In today's world, making simple changes in your home can have a big impact on both the environment and your wallet. Going green isn't just a trend - it's a smart way to save on energy bills while reducing your carbon footprint. Whether it’s switching to energy-efficient appliances or improving insulation, every little change counts.
We also want to take this opportunity to invite you to our Annual General Meeting (AGM). Your support plays a vital role in our mission to make a difference. Learn more in this newsletter about how you can get involved and contribute.
As Warren Buffett once said: "Do not save what is left after spending, but spend what is left after saving." Let's work together to make our homes more sustainable and enjoy great savings.
These are just some of the stories we have for you – and there's more below.
If you have any topics that you would like us to cover in future newsletters, simply email us at news@cus.coop.
With warm regards,
The Thamesbank editorial team
Annual General Meeting 2025
All members and supporters of Thamesbank Credit Union have been invited to our AGM that will be held on Wednesday, 19 March 2025 at 19:00 at Isleworth Public Hall or via Zoom.
To join us in person or online, please RSVP by Friday, 14 March at 5:00 p.m. by emailing info@thamesbank.org. Joining instructions will be sent upon confirmation.
The agenda, minutes of the last meeting plus other AGM documents can be viewed on our website here.
We look forward to seeing you all there.
Easy ways to save money on your energy bills
Looking to cut down on your household expenses? Small changes like improving insulation, upgrading to LED bulbs, and switching to energy-efficient appliances can help lower your energy bills. A smart meter can also track your usage, helping you save even more.
Get all the tips on our website.
Homeowner Loan
If you are a regular saver with equity in your property we can give loans up to the maximum allowable by our Regulator. This is £10,000 on top of your savings. The maximum savings you can have is £7,500. Rates are negotiable but start as low as 5.25% APR.
To be eligible for a Thamesbank Homeowner Loan, you must:
- Be a member of Thamesbank Credit Union
- Have equity in your property
- Have a good credit history
- Be able to afford the monthly repayments
The application process for a Thamesbank homeowner loan is simple. You just have to complete the online form. Once approved, you will receive the funds within 2 working days.
Why choose a Homeowner Loan from Thamesbank?
- The interest rate on a Thamesbank homeowner loan is fixed for the duration of the loan, so you can budget with certainty
- There are no early repayment penalties, so you can pay off your loan early if you have the means to do so
- Thamesbank Homeowner Loans are available to members of Thamesbank Credit Union who live or work in the London Boroughs of Ealing, Hounslow, Kingston Upon Thames, Richmond Upon Thames, Wandsworth and the Borough of Spelthorne, Surrey
If you are a homeowner who is looking for an affordable loan, Thamesbank homeowner loans may be a good option for you.
How to spot and avoid scams
Fraudsters can pose as friends, family, or even the police to trick you into handing over money, cards, or personal details. From fake delivery fees to bogus bank calls, their tactics are clever - but you can outsmart them. Stay alert and protect yourself.
Read all the details on our website.
Words of wisdom
"Setting goals is the first step in turning the invisible into the visible." - Tony Robbins
Your dreams are just ideas until you give them clear direction. By setting specific goals, you turn your abstract desires into actionable plans. Whether it’s starting a new project, learning a skill, or achieving personal growth, goals give you the focus and motivation to turn your vision into reality.
Members noticeboard
Have you joined the Sercle App?
The Sercle App is a secure, user-friendly mobile app that connects members to Thamesbank Credit Union 24/7, offering real-time access to your account and the ability to stay connected with us whenever you need.
How to get the app:
Downloading the Sercle App is quick and easy! It’s available for free to both existing and prospective members.
Lottery - jumpstart your savings with a chance to win!
Thamesbank Credit Union members can now participate in an exciting lottery run by our back-office provider, Credit Union Solutions (CUS).
Each entry is £1, and each member can have up to 10 chances per month.
Ready to boost your savings and try your luck? Head over to the Credit Union Solutions website to learn more, enter the lottery, and see a list of past winners.
Share this newsletter
Please feel free to share this newsletter with your colleagues, friends and anyone else who may be interested in the content within it.
With thanks from the Thamesbank editorial team.
Thamesbank Credit Union Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Firm Reference Number No. 416486).
Ethical and affordable finances | Helping you to save and borrow
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