Dear Member,

This month, we celebrate the amazing women in our community - from nurturing mothers to trailblazers shaping the future. In this edition, discover side hustles for busy mums, April’s rising household bills, and how Thamesbank empowers women financially. Credit unions provide vital support, offering financial education and opportunities to thrive. 

Wishing all mother figures a Happy Mother’s Day and a belated International Women’s Day.

If you have any topics that you would like us to cover in future newsletters, simply email us at news@cus.coop. 

With warm regards,

The Thamesbank editorial team

April price hikes: What household bills are increasing this spring?

Household budgets across the UK will face added pressure as several key expenses rise in April 2025. We’ve broken down the main increases and tips to help reduce their impact. You can read these on our website.

Side hustles for busy mums: how to earn extra income

Being a mum is a full-time job, but that doesn’t mean you can’t bring in some extra income on the side. Whether you want to contribute to household expenses, save for a family vacation, or just have some financial independence, there are plenty of flexible side hustles that fit into a busy mum’s schedule.

We’ve put together some great options that allow you to earn money without sacrificing family time.

International Women's Day 2025

At Thamesbank Credit Union, we believe that financial empowerment is key to a brighter future. When women thrive, communities prosper. Let’s work together to break barriers and create equal opportunities for all.
You can read the full article on our website.

Child Benefit Loan

All parents can now apply for a loan of £500* if child benefit payments are made into your credit union account, repayable over 50 weeks for parents who receive their child benefit weekly or 13 months for parents who receive child benefit every 4 weeks.

Parents who receive child benefit for 2 or more children, can apply for the £750* child benefit loan.

Members who have repaid two or more loans in full AND receive child benefit for two or more children, can apply for a Child Benefit Loan of £1,000 at 26.8% APR, providing there is £100 in savings.

*42.6% APR compared to a doorstep lender at 399.7%. 

Words of wisdom

Here are three timeless pieces of wisdom passed down from mothers to their children:

1. "If you can’t afford it twice, you can’t afford it." – A smart lesson in financial discipline, teaching the importance of mindful spending and living within your means.
2. “Save first, spend later." – A simple but powerful rule that encourages building financial security before indulging in unnecessary expenses.
3. "Take care of what you have, and it will last longer." – Whether it’s money, possessions, or relationships, proper care and maintenance can prevent costly replacements and future regrets.

Members noticeboard

Have you joined the Sercle App?

The Sercle App is a secure, user-friendly mobile app that connects members to Thamesbank Credit Union 24/7, offering real-time access to your account and the ability to stay connected with us whenever you need.

How to get the app:

Downloading the Sercle App is quick and easy! It’s available for free to both existing and prospective members.

Lottery - jumpstart your savings with a chance to win!

Thamesbank Credit Union members can now participate in an exciting lottery run by our back-office provider, Credit Union Solutions (CUS).

Each entry is £1, and each member can have up to 10 chances per month.

Ready to boost your savings and try your luck? Head over to the Credit Union Solutions website to learn more, enter the lottery, and see a list of past winners. 

Share this newsletter

Please feel free to share this newsletter with your colleagues, friends and anyone else who may be interested in the content within it. 

With thanks from the Thamesbank editorial team.

Thamesbank Credit Union Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Firm Reference Number No. 416486).

Ethical and affordable finances  |  Helping you to save and borrow

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