Latest Fraud Prevention Insights from Central Bank

Fraudsters are always trying to get their hands on what isn’t theirs — and in today’s high-tech world, they have more tactics at their fingertips than ever. Central Bank is here to help you stay up to date on the latest scams, providing ways to help recognize and prevent them.

Keep Your Cards and Accounts Safe This Holiday Season

The holidays should be a time of celebration. Unfortunately, this time of year often finds scammers taking advantage of busy shopping schedules, higher-than-usual spending and increased online activity, all to access your sensitive data and hard-earned funds.

Central Bank is here to help you stay informed and protected through the holidays and beyond. Read on for practical steps you can take to secure your debit and credit cards, safeguard information and shop smart all season long.

Use Secure Networks: Avoid making purchases on public Wi-Fi. If you must, use a trusted VPN.
Keep Cards in Sight: When paying in person, keep your card within view to prevent skimming or unauthorized swiping.
Monitor Accounts Frequently: Log in regularly to confirm charges on business and personal accounts. If something seems amiss, contact your bank.
Enable Transaction Alerts: Real-time notifications can help you spot fraudulent activity fast.
Be Cautious with Online Deals: If a price looks too good to be true, it likely is. Stick to trusted retailers, especially when shopping for high-demand gifts.
Beware of Phishing Attempts: Scammers often send fake “order confirmations” or “delivery notices” during the holidays. Don’t click. Instead, visit the retailer’s site directly.
Never Share PINs or Login Credentials: No legitimate business or bank will ever ask for these details.
Report Suspected Scams: If you believe you’ve been the victim of a scam, contact your bank immediately. You can also report fraud to the Federal Trade Commission or the FBI’s Internet Crime Complaint Center.

Card Suite Lite Aids in Safer, Smarter Debit Spending

Celebration season’s hectic nature makes it easy for fraudsters to slip into accounts unnoticed. The Card Suite Lite app helps you stay a step ahead, giving you hands-on control over your Central Bank VISA debit card.

Freeze Your Card | Receive Transaction Alerts
Set Spend Limits | Control Where & How Your Card is Used

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In the Spotlight:
Holiday Toy Scams

Every year, certain toys become nearly impossible to find — and scammers take notice. With demand high and inventory limited, fraudsters set up fake online shops, social media ads and impersonation listings offering must-have toys at unbelievable prices.

The Better Business Bureau warns these “hot toy” scams often trick shoppers into paying for items that never arrive, or sharing personal and payment information with illegitimate sellers. Here, they outline warning signs to watch for and tips to help you avoid falling victim.

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HERE, HELP IS ALWAYS NEARBY

With systems and safeguards to keep your data safe, and trained bankers who are ready to answer your questions, we’re centered around you.

CONTACT CENTRAL BANK