When it’s Important to Stay in the Know.

Planning for the Unexpected During National Preparedness Month

Positioned at the peak of Atlantic hurricane season, September’s National Preparedness Month is an opportunity to help companies ready themselves for the unexpected. With so many potential risks and repercussions at play, it’s about assessing and addressing one’s ability to withstand emergency scenarios.

At BCH, we believe a planned approach is the best approach — even amid an emergency. Here, our risk management pros offer insights to help your operations make the most of National Preparedness Month and keep your company on the safe path when it matters.

Don’t Limit Preparedness to Traditional Storm Season Considerations

National Preparedness Month can be a reminder to review all parts of your operations, with the potential to better equip your company for the year ahead. Here are some areas where added attention can generate big benefits.

Needed Repairs or Housekeeping Tasks
Perform a site walk-through focused specifically on spotting ongoing issues such as piled papers that require sorting or shredding, potential slip and fall risks or exterior imperfections that could result in leaks. Make note of problem areas, prioritize tasks and delegate the most important undertakings to proper teams. Be sure to set deadlines for completion.

Cybersecurity Weaknesses or Concerns
In a world where more business is carried out online than ever before, it’s important to make sure the systems and practices you have in place are designed to keep data safe. Ensure systems and software are up to date, schedule out cybersecurity-focused employee training and update passwords if necessary. Make it a point to keep on top of the latest news regarding hacking, scams and fraud, so you can educate your team on what to watch out for.

Commercial Insurance Policy Considerations
A company’s insurance policy should be specially tailored to protect against the unique risks present within its line of work. Any change to operations — the addition of new locations, the introduction of new departments or product lines, and even changes to employee counts — could necessitate updated coverage. Set an appointment with your business insurance professional to make sure your business is properly protected.

Turn to Your RMC for More Planning Resources

With tools to help you create and update employee manuals, a full library of safety and risk management resources, quick access to compliance documents and more, your Risk Management Center (RMC) helps you remain ready for whatever the future holds. Click for details or contact your Risk Advisor to gain access.

VISIT THE RMC

When You’re Leading the Way for Your Industry.

BCH is a Big “I” Best Practices Agency

BCH is proud to announce we’ve been named a Big “I” Best Practices Agency for the 31^st consecutive year! Awarded by the Independent Insurance Agents & Brokers of America, Best Practices designations denote the industry’s top-performing insurance agencies based on careful analysis of operational practices and business documents. While more than 2,600 independent agencies were nominated for 2024, only 235 achieved Best Practices status. Our firm is honored by the recognition, and grateful for the hard work put forth by our team each day!

Not All Storm Concerns Are Visible to the Naked Eye

When wild weather sweeps a region, images of downed trees, flooded roadways and damaged roofs fill TV screens. Even so, subtle storm damage can be just as impactful.

Issues such as mold and mildew have the potential to impact worker health, while hidden structural concerns lower a building’s lifespan and create unsafe environments. Keeping a watchful eye on your property following a storm’s exit — and having the right commercial insurance in place from the start — can make all the difference. BCH’s risk management and business insurance pros are here to help when it matters.

COMMERCIAL PROPERTY INSPECTION CHECKLIST

Have Additional Questions?

CONTACT BCH