To Our Valued Central Bank Customers,

As the longest-serving independent bank in Houston, Texas, Central Bank has deep roots in the Bayou City and is proud to be a part of the local business community. Since 1956, our family-owned bank has supported and invested in a diverse array of industries and communities with the philosophy of providing excellent customer service, honest advice and transparency.

With the recent failures of Silicon Valley Bank (SVB) and Signature Bank (SBNY), we wanted to reassure you of Central Bank’s stability and financial strength, as well as our intention to continue to serve your banking needs for decades to come.

Central Bank operates with a long-term focus, prioritizing a conservative approach to managing our assets. We did not have any exposure to SVB or SBNY, nor any exposure to tech- and crypto-related businesses. Our clients are the people and companies that make Houston a vibrant and growing business center. We are well capitalized and in compliance with all relevant banking regulations. Regardless of the business environment, at Central Bank we look to support our customers through prudent, well-established lending and investment strategies. 

We also wish to highlight the steps the FDIC and Federal Reserve Board are taking to support the broader banking industry. The federal government has ensured that all depositors of both SVB and SBNY will immediately have full access to their deposits and is committed to the resiliency and stability of the U.S. banking system. Additionally, the Federal Reserve has created additional sources of funding for financial institutions to bolster liquidity for all banks. These steps should assure Central Bank’s depositors that their funds are secure.

Ultimately, your success is our success, and we are fully confident in our ability to continue serving as your banking partner now and in the future. Please do not hesitate to speak with our team if you have any questions. We look forward to our continued work together, and to being a part of the Houston business community for many more years. 

Sincerely,

Robert Mrlik
President & CEO, Central Bank

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